5087 Lake Harbor Rd, Muskegon, MI, 49441
About This Home
This one owner, one family ranch offers 5 bedrooms, 2 full baths, and sits on 0.94 acres with a fully fenced backyard, additional land beyond, and no backyard neighbors. Located just 0.6 miles from Lake Harbor Park's Lake Michigan public beach access, and MINUTES from Maranatha, you'll love the public bike path and the peaceful settings. Features include main floor laundry, an electric fireplace, an asphalt circle driveway, Andersen windows and slider, a 2018 heating system, and the roof approximately 15 years old. The walkout lower level features painted walls and ceilings and only needs flooring to create even more finished living space, with three versatile rooms perfect for a home office, craft room, gym, or den. A standout feature is the attached garage's private mother in law suite with its own entrance offering excellent flexibility for guests, or extended family. You will see wild life in the backyard, deer, turkeys and birds.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer
- Laundry features: Laundry Room,Lower Level,Main Level
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 5
Features
- Eat-in Kitchen,Pantry
- Window features: Screens,Insulated Windows
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Radiant
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Property
Details
- Parcel number: 27023200001000
- Zoning description: R3
Features
- Stories: 1
- Fencing: Chain Link,Full
- Waterfront features: Lake
- Waterbody name: Lake Michigan
Lot
- Lot size: 0.95 Acres
- Features: Sidewalk,Rolling Hills,Shrubs/Hedges
- Lot size dimensions: 100 x 420.29 x 112.99 x 470.36
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Converted Garage,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Muskegon County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $708 | $8,496 |
| Electricity | $188 | $2,259 |
| Total | $3,101 | $37,212 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $379,900 |
| 2026-07-23 | Listed for sale | $399,900 |
| 2021-03-16 | Listing removed | -- |
| 2021-02-26 | Price change | $1,575 |
| 2021-01-08 | Price change | $1,725 |
| 2020-12-19 | Listed for rent | $1,825 |
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