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155 Rocky Point Rd, East Bernstadt, KY, 40729

2beds
1baths
1,100sqft
$310,900
$283price/sqft
$2,185/moest. monthly cost
$87,400/yrincome needed

About This Home

Lake Front Fun! This log cabin will give you the personal retreat you have always wanted with views to take your breath away. Immaculately kept, this home features the primary bedroom on the main floor with cozy fireplace, hardwood floors, soaring bedroom ceilings and kitchen-dinning space to entertain or just relax a little yourself. Another bedroom located on the second floor will have you waking up to your own picturesque scene, every morning. Once you wake up, you will no doubt want to spend a little time on your large front porch, or stroll down to your private dock and just take in the beauty that is Woods Creek Lake. Upscale landscaping, complete with retaining wall and teired yard, gives you an oasis of beauty and tranquility. This home is mostly constructed with actual timber/log, giving you a rustic feel. Just a short drive from Interstate exits, this property is located just 8 minutes from shopping and restaurants as well. Why not set up an appointment and see for yourself what lake front living is all about.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Colony Elementary SchoolGrades PK-52.9 mi
4/10
North Laurel High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Block,Other
  • Roof: Dimensional Style
  • Construction materials: Log,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Refrigerator,Range

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Window features: Storm Window(s),Blinds
  • Flooring: Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0256000006.00

Features

  • Levels: One and One Half
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterbody name: Wood Creek Lake

Lot

  • Lot size: 0.74 Acres
  • Features: Landscaped,Many Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,572$18,864
Home Insurance *$259$3,108
Property Taxes $200$2,400
Electricity $154$1,850
Total$2,185$26,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,914/yr
40% on housing$65,550/yr
45% on housing$58,266/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 40729$163
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40729$136
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$336,900
2026-01-12Price change$338,900
2025-10-13Price change$341,900
2025-10-08Price change$344,900
2025-09-20Listed for sale$349,900
2016-09-02Sold$21,000

For Sale by Agent

AgentG Daniel Carmack
BrokerageSallie Davidson, Realtors

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