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49 N Archwood Dr, Inverness, FL, 34450

4beds
3baths
1,956sqft
$519,900
$266price/sqft
$3,411/moest. monthly cost
$136,440/yrincome needed

About This Home

Calmness at the end of the cul-de-sac. Check out this 4bd 3 bath Tudor style home. If you're looking for a well cared for family size home or a home with an in-law suite then this could be the one. Situated on a shady .57 acre lot. A serene canal meanders around the back yard and around the neighborhood. Providing a place for Kayaks and Canoes to travel uninterrupted on a lazy days canal landlocked from the open lakes. Inside you will find a picturesque bay window in the Living room with a wood burning fireplace. A large eat in kitchen with granite countertops for the Chef in the house. 3 bedrooms and 2 full baths upstairs includes a primary suite. Downstairs offers a 20 x 21 bedroom suite with handicap features. New roof in 2025. Enjoy your morning coffee on a 13 x 33 screened enclosed back porch. Then take a dip in the Hot tub on another screened porch. To complete this well equipped home an oversized 2 car garage has room for the cars and much more. The present owners have lived in and continued to update and create a welcoming home for 43 years. This is a treasure that will capture you upon arrival.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Inverness Primary SchoolGrades PK-52.8 mi
4/10
Inverness Middle SchoolGrades 6-82.4 mi
4/10
Citrus High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator
  • Laundry features: In Garage

Bedroom

  • Level: Second
  • Dimensions: 14.00 x 12.00

Bedroom

  • Level: Second
  • Dimensions: 12.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 11.50 x 11.00

Features

  • Attic,Eat-in Kitchen,Fireplace,Handicap Access,In-Law Floorplan,Multiple Primary Suites,Pull Down Attic Stairs,Stone Counters
  • Flooring: Laminate,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Garage

  • Level: Main
  • Dimensions: 28.00 x 25.00

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,376
  • Total interior livable area: 1,956 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 22.00 x 11.50

Living Room

  • Features: Fireplace
  • Level: Main
  • Dimensions: 24.00 x 14.50

Master Bedroom

  • Features: Primary Suite
  • Level: Second
  • Dimensions: 15.50 x 11.00

Other

  • Level: Main
  • Dimensions: 21.00 x 20.00

Property

Details

  • Parcel number: 1725071
  • Zoning: CLR
  • Special condition: Standard,Listed As-Is

Features

  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Concrete Driveway
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage type: Waterfront

Lot

  • Lot size: 0.57 Acres
  • Features: Flat,Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$314$3,768
Property Taxes $272$3,264
Electricity $197$2,366
Total$3,411$40,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,948/yr
40% on housing$102,330/yr
45% on housing$90,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 34450$112
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34450$182
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Listed for sale$519,900

For Sale by Agent

AgentLena Berry
BrokerageEXP Realty LLC

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