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4053-55 Jewell St, San Diego, CA, 92109

4beds
2baths
0sqft
$1,699,900
--price/sqft
$11,000/moest. monthly cost
$440,000/yrincome needed

About This Home

Ideal location in the heart of Pacific Beach/Crown Point! This 2 unit property isn't your normal investment property...these sellers have gone above and beyond: new 50 year rated Owens Corning Presidential Shingle roof...fully transferable to the new owner, paid for Solar...7,000kw system, Coolwall Lifetime exterior coating (Tex-cote: 21% more energy efficient...Class A fire rated, won't chip, fade, discolor, stain, peel, blister or crack). New Anlin windows with thermal black coat exterior for no flaking, fading or tarnish. Back Unit: new drywall, fresh paint, new floors and baseboards, brand new kitchen with quartz countertops, stainless steel appliances, canned lighting, and a new bathroom with quartz surround and tile. Front Unit: new furnace and 3 new Anlin windows. Windows are dual operation, double sided and double hung...with the sound proofing package as well. Great rents, long term tenants...buy into a strong income stream. 3 off street parking spots in back, hang out space in front with new pavers and retaining wall. Location is hard to beat...dog park across the street, short walk to the bay, dining/coffee and the true beach area lifestyle!

Getting Around

83
WalkingVery Walkable
43
TransitSome Transit
68
BikeBikeable

Schools

5/10
10/10
9/10
Mission Bay High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,620

Property

Details

  • Parcel number: 4244010500

Features

  • Levels: Other/Remarks
  • Pool features: N/K
  • Fencing: Partial
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 2,401 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,595$103,140
Home Insurance *$152$1,824
Property Taxes $1,855$22,260
Electricity $398$4,786
Total$11,000$132,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$377,142/yr
40% on housing$330,000/yr
45% on housing$293,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,010
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Price change$1,799,900
2026-01-15Listed for sale$1,849,000
2026-01-14Listing removed$1,849,000
2025-11-12Price change$1,849,000
2025-09-16Price change$1,899,000
2025-08-25Listed for sale$1,999,900
2023-10-30Listing removed--
2021-10-29Sold$1,130,000
2021-10-05Pending sale$950,000
2021-09-29Listed for sale$950,000
2004-02-23Sold$605,000
1996-08-20Sold$215,000

For Sale by Agent

AgentNoah Grassi
BrokerageCompass

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