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4640 Asbury Cir, Lake Charles, LA, 70607

4beds
2baths
1,692sqft
$224,999
$133price/sqft
$1,649/moest. monthly cost
$65,960/yrincome needed

About This Home

Move In Ready Beautiful 4-bedroom, 2-bath home located in the desirable Crest at Morganfield community. This home features an open-concept layout with a spacious kitchen complete with granite countertops, stainless steel appliances, gas stove, refrigerator, dishwasher, and microwave—perfect for both everyday living and entertaining. The fantastic primary suite offers upgraded granite countertops, a large walk-in closet, double vanity, soaking tub, and a separate shower for a true retreat experience. Enjoy relaxing on the large covered patio with peaceful views of the lake. Conveniently located near I-10 and just minutes from McNeese State University, as well as shopping, dining, and entertainment options. Located in Flood Zone X.Measurements-/+

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
6/10
2/10
Lagrange High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2018

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,692 sqft

Property

Details

  • Parcel number: 00075485AS
  • Special condition: Standard

Features

  • Patio & porch: Brick,Covered,Concrete,Patio,Rear Porch,Slab
  • Fencing: None

Lot

  • Lot size: 8,407 sqft
  • Features: Back Yard,Front Yard,Lawn,Yard
  • Lot size dimensions: 32 x 148 x 93 x 121

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Coastal Flooding

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$277$3,324
Property Taxes $88$1,056
Electricity $147$1,773
Total$1,649$19,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,537/yr
40% on housing$49,470/yr
45% on housing$43,973/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 70607$98
Calcasieu Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70607$133
Calcasieu Parish$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$224,999
2018-05-31Sold--

For Sale by Agent

AgentVal Richard
BrokerageKeller Williams Realty Lake Ch

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