




306 Fulton St, Elmira, NY, 14904
About This Home
Investors and house-hackers, look no further! This stunning, fully renovated duplex at 306 Fulton St offers a rare, completely turnkey opportunity in Elmira. No detail was overlooked in this top-to-bottom transformation, featuring brand-new flooring, fresh paint, and modern finishes throughout both units. This spacious 2,270 sq. ft. property offers a flexible 6-bedroom, 2-bathroom layout, making it ideal for high-yield rental income or owner-occupancy. Situated on a quiet street in Southwest Elmira, you’ll enjoy low-maintenance living with municipal water and sewer connections. Everything has been changed—just bring your tenants and start collecting rent on day one!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1880
Materials
- Foundation: Stone
- Roof: Architectural,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Features
- Pull Down Attic Stairs
- Flooring: Varies,Vinyl
- Attic: Pull Down Stairs
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 2,270
- Total interior livable area: 2,270 sqft
Property
Details
- Parcel number: 99.07220
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 3,998 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 40 x 100
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Chemung County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $829 | $9,948 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $273 | $3,276 |
| Electricity | $375 | $4,501 |
| Total | $1,622 | $19,464 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $189,000 |
| 2025-04-11 | Price change | $39,900 |
| 2025-02-28 | Price change | $41,000 |
| 2025-02-05 | Price change | $45,000 |
| 2024-12-30 | Listed for sale | $49,000 |
| 2024-12-27 | Listing removed | $56,000 |
| 2024-09-19 | Listed for sale | $56,000 |
| 2010-05-05 | Sold | $2,000 |
For Sale by Agent
