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37379 Hunter Lake Dr, North Ridgeville, OH, 44039

4beds
3baths
2,534sqft
$419,900
$166price/sqft
$3,003/moest. monthly cost
$120,120/yrincome needed

About This Home

Welcome to this beautifully maintained 2020 K. Hovnanian Built home. The Anderson floor plan is offering 4 bedrooms, 2.5 baths, and thoughtfully designed living spaces in one of North Ridgeville's desirable communities. From its understated exterior and attractive curb appeal to the inviting open foyer, this home makes a lasting first impression. The open-concept main level is ideal for both everyday living and entertaining, featuring an expansive Great room that flows seamlessly into the gourmet kitchen. The kitchen is the heart of the home, complete with a large center island, abundant cabinetry, generous prep space, and an adjoining dining area perfect for gathering with family and friends. Upstairs, all four bedrooms are thoughtfully situated for privacy, including a spacious owner's suite with a walk-in closet and en-suite bath. A versatile loft provides additional living space for a home office, media room, or play area, while the convenient second-floor laundry room adds everyday functionality. The full basement offers endless possibilities for future finishing, recreation, or storage. Built in 2020, this newer home provides the peace of mind that comes with modern construction, energy-efficient features, and years of life remaining on the home's major components. Skip the maintenance concerns often associated with older homes and enjoy a move-in-ready property designed for today's lifestyle. Conveniently located near shopping, dining, parks, schools, and major highways, this exceptional home is ready to welcome its next owner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
7/10
7/10

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Level: Second
  • Dimensions: 14 x 6

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Eat In Kitchen

  • Level: First
  • Dimensions: 18 x 15

Entry Foyer

  • Level: First
  • Dimensions: 20 x 8

Family Room

  • Level: First
  • Dimensions: 22 x 17

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Soaking Tub,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,534

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,534
  • Total interior livable area: 2,534 sqft

Mud Room

  • Level: First
  • Dimensions: 11 x 6

Office

  • Level: First
  • Dimensions: 14 x 11

Primary Bathroom

  • Level: Second
  • Dimensions: 13 x 9

Primary Bedroom

  • Level: Second
  • Dimensions: 19 x 12

Sunroom

  • Level: First
  • Dimensions: 17 x 11

Property

Details

  • Parcel number: 0700033115055

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,442 sqft
  • Features: < 1/2 Acre,City Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Electricity,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$130$1,560
Property Taxes $479$5,748
Electricity $271$3,261
Total$3,003$36,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,960/yr
40% on housing$90,090/yr
45% on housing$80,080/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 44039$178
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44039$187
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$419,900
2020-08-13Sold$288,482
2020-04-06Sold$55,000

For Sale by Agent

AgentKarlie R Burns Santoferraro
BrokerageBerkshire Hathaway HomeServices Stouffer Realty

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