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1893 Summit Dr, Los Banos, CA, 93635

6beds
3baths
2,837sqft
$679,000
$239price/sqft
$4,686/moest. monthly cost
$187,440/yrincome needed

About This Home

If you’ve been searching for a home that effortlessly accommodates a growing family, multi-generational living, or a work-from-home lifestyle, this is it. Built in 2021 and better than new, this 6-bedroom, 3-bath masterpiece is designed for relaxed everyday living and entertaining. Skip the wait for new construction! From the moment you arrive, the beautiful custom stone entry guides you to a place called home! The heart of the home is the gorgeous, open-concept main floor, anchored by rich hardwood floors and a chef-inspired kitchen featuring granite countertops, a large island, and a walk-in pantry. Four bedrooms are conveniently located on the main level, providing incredible flexibility. Upstairs, a quiet retreat awaits with two more bedrooms and a luxurious primary suite designed for ultimate relaxation. Say goodbye to high utility bills with an owned solar system, and enjoy luxury conveniences like a built-in Tesla garage charger, water softener, and tankless water heater. Outside, the massive backyard is ready for your personal touch. Located in a highly desirable neighborhood close to top-rated schools, parks, shopping, and Hwy 152 commuting routes.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
Creekside Junior HighGrades 7-80.7 mi
4/10
Los Banos High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2021

Materials

  • Roof: Tile
  • Construction materials: Stucco,Frame

Other

  • Builder name: MHP Builders Inc. Legacy

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Oven,Range,Dryer,Washer,Water Filter System,Water Softener,Tankless Water Heater
  • Laundry features: Laundry Room,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Free Standing,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 2,837
  • Total interior livable area: 2,837 sqft

Kitchen

  • Features: 220 Volt Outlet,Dishwasher,Electric Range/Cooktop,Disposal,Kitchen Island,Microwave,Oven Built-in,Pantry,Range/Oven Built-in

Property

Details

  • Parcel number: 430170013
  • Special condition: Offer As Is
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Wood

Lot

  • Lot size: 6,512 sqft
  • Features: Level,Sprinklers In Rear,Back Yard,Front Yard,Side Yard,Landscape Back,Landscape Front,Yard Space

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Drought
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$174$2,088
Property Taxes $471$5,652
Electricity $608$7,300
Total$4,686$56,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,662/yr
40% on housing$140,580/yr
45% on housing$124,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 93635$252
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 93635$266
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$679,000
2025-10-20Listing removed$689,888
2025-08-08Price change$689,888
2025-06-19Listed for sale$699,888
2022-07-21Sold$650,000

For Sale by Agent

AgentLuz Delgado
BrokerageNeotech Realty

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