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35539 Cortesia Way, Palm Desert, CA, 92211

4beds
3baths
2,064sqft
$669,900
$325price/sqft
$4,820/moest. monthly cost
$192,800/yrincome needed

About This Home

Better Than New! Why buy a builder-grade home when you can own one that's already complete? This beautifully upgraded 2023 home in the desirable Dolce community features 4 bedrooms, 3 bathrooms, and 2,064 square feet of thoughtfully designed living space with 9-foot ceilings throughout. Premium upgrades include paid 12-panel solar, wood-grain porcelain tile flooring throughout the main level, quartz countertops, a custom full-height chevron backsplash, a tankless water heater, upgraded honeycomb and pull shades, all window coverings, ceiling fans in every bedroom and living space, and overhead garage storage, providing comfort, style, and functionality from day one. Step outside to your own private backyard retreat featuring a flagstone patio, premium pergola with adjustable louvers and privacy curtains, an India Laurel privacy hedge, raised garden beds, citrus trees, professionally designed drought-tolerant landscaping, and automatic irrigation for both the front and back yards. A 14-foot trampoline can also be included, making the backyard an ideal space for entertaining, relaxing, or family fun. Conveniently located with easy freeway access to Interstate 10 via Monterey Avenue, this home offers both tranquility and accessibility. Every major indoor and outdoor upgrade has already been completed—simply unpack, move in, and enjoy. Up to 2% commission for buyers with a realtor can be negotiated. *To help buyers visualize the home's full potential, select photos have been professionally enhanced using AI-assisted virtual staging and light editing. Enhancements are limited to cosmetic improvements such as décor, decluttering, and lighting, while the home's layout, dimensions, and permanent structural features remain accurately represented.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
Rancho Mirage HighGrades 9-123.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central,Solar

Interior Area

  • Total interior livable area: 2,064 sqft

Property

Details

  • Parcel number: 694150080

Features

  • Exterior features: Stone,Stucco
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$218$2,616
Property Taxes $773$9,276
Electricity $442$5,311
Total$4,820$57,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,257/yr
40% on housing$144,600/yr
45% on housing$128,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 92211$279
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92211$310
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$669,900
2023-02-16Sold$597,500

For Sale by Owner

AgentProperty Owner

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