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649 2nd St Unit 8, Fairport Harbor, OH, 44077

2beds
2baths
1,131sqft
$409,900
$362price/sqft
$2,954/moest. monthly cost
$118,160/yrincome needed

About This Home

Welcome to waterfront living at its finest! This beautifully renovated 2-bedroom, 2-bath condominium offers breathtaking Lake Erie sunsets and stunning views from the moment you walk through the door. The inviting cobblestone flooring sets the tone as you enter and are greeted by walls of windows that fill the home with natural light and showcase the picturesque common area and lake beyond. The extensive list of updates includes newer flooring, renovated bathrooms featuring sensored mirrors and a luxurious soaking tub, updated electrical, a beautifully retiled fireplace, newer furnace and central air, added insulation, shiplap accents, upgraded lighting fixtures, and ceiling fans with remote controls. Every detail has been thoughtfully designed to create a modern, comfortable, and stylish living space. Additional features include a one-car garage with attic storage and a newer garage door opener. Whether you're enjoying your morning coffee on the patio or watching the sun set over Lake Erie, this home offers a lifestyle that feels like a vacation every day. Step inside and fall in love—this is more than just a condo, it's a lifestyle!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
5/10

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,131

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,131
  • Total interior livable area: 1,131 sqft

Property

Details

  • Parcel number: 14A005A000160
  • Lease amount: 0

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Awning(s),Patio,Balcony
  • Exterior features: Awning(s),Balcony,Private Entrance,Storage
  • Has view: Yes
  • View description: Lake,Marina,Panoramic,Water
  • Has water view: Yes
  • Water view: Lake,Marina,Water
  • On waterfront: Yes

Lot

  • Lot size: 696.96 sqft

Parking

  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$177$2,124
Property Taxes $512$6,144
Electricity $193$2,320
Total$2,954$35,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,280/yr
40% on housing$88,620/yr
45% on housing$78,773/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 44077$140
Lake County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 44077$172
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$409,900
2026-07-11Price change$429,900
2026-07-06Price change$439,900
2026-06-03Listed for sale$449,900
2024-09-13Listing removed$1,950
2024-08-22Listed for rent$1,950
2023-06-06Sold$300,000
2021-01-19Sold$136,000
2005-05-25Sold$183,000
2003-04-01Sold$167,000

For Sale by Agent

AgentMelissa Crockett Willis
BrokerageHoward Hanna

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