412 E Spruce St #411, Missoula, MT, 59802
About This Home
7 unit property in a fantastic location! This property at 412 E Spruce and 411 E Alder includes 6 residential units and 1 commercial space with 2 leased garage bays. The property is fully leased. 2 off-street parking spaces in front and 1 off-street parking space in the back. New paint and flooring in 4 of the units in the last 3 years. Updated insulation, updated electrical in attics, high ceilings, near downtown, Black Coffee and the University. 4 Coin-op laundry machines.
Getting Around
Very Walkable
Good Transit
Very BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Other
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Multi Family,Apartment
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Heating
- Heating features: Gas,Hot Water
Interior Area
- Total structure area: 5,419
- Total interior livable area: 5,419 sqft
Property
Details
- Parcel number: 04220022244020000
- Zoning description: D-T (Downtown Transition)
- Special condition: Standard
Features
- Has view: Yes
- View description: City
Lot
- Lot size: 4,181 sqft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Ice Storm
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance | $253 | $3,036 |
| Property Taxes | $552 | $6,624 |
| Electricity | $372 | $4,465 |
| Total | $5,475 | $65,700 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-27 | Listed for sale | $900,000 |
| 2025-11-22 | Listing removed | $900,000 |
| 2025-11-19 | Listed for sale | $900,000 |
| 2024-09-30 | Listing removed | $1,125,000 |
| 2024-09-05 | Price change | $1,125,000 |
| 2024-07-12 | Price change | $1,100,000 |
| 2024-07-07 | Price change | $1,150,000 |
| 2024-06-10 | Price change | $1,200,000 |
| 2024-05-18 | Price change | $1,225,000 |
| 2024-04-05 | Listed for sale | $1,200,000 |
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