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2305 Ross Rd, Tipp City, OH, 45371

3beds
2baths
1,636sqft
$339,900
$208price/sqft
$2,337/moest. monthly cost
$93,480/yrincome needed

About This Home

Welcome home to 2305 Ross Road in Tipp City! This lovingly maintained three-bedroom, two-bath home offers 1,636 square feet of comfortable living space, plus a full walkout basement ready for your finishing touches or extra storage. Cared for by the same family for 40 years, this home has been thoughtfully updated throughout, including a new HVAC system and a Generac backup generator for year-round peace of mind. The updated kitchen and bathrooms shine with granite countertops throughout and durable ceramic tile flooring. Enjoy morning coffee on the covered front porch or relax on the patio out back, perfect for outdoor entertaining. Don’t miss your chance to own this move-in-ready home! Easy to show, schedule your showing today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Bethel Elementary SchoolGrades K-53.7 mi
7/10
7/10
Bethel High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1966

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom

  • Level: Main
  • Dimensions: 12 x 9

Bedroom

  • Level: Main
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Family Room

  • Level: Main
  • Dimensions: 21 x 11

Features

  • Granite Counters
  • Window features: Insulated Windows,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,636
  • Total interior livable area: 1,636 sqft

Kitchen

  • Level: Main
  • Dimensions: 17 x 14

Living Room

  • Level: Main
  • Dimensions: 14 x 16

Master Bedroom

  • Level: Main
  • Dimensions: 15 x 14

Property

Details

  • Parcel number: A01037000
  • Zoning: Residential
  • Zoning description: Residential
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Porch,Patio,Storage

Lot

  • Lot size: 0.72 Acres
  • Lot size dimensions: 130' x 240'

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$135$1,620
Property Taxes $291$3,492
Electricity $193$2,320
Total$2,337$28,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,125/yr
40% on housing$70,110/yr
45% on housing$62,320/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 45371$169
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45371$157
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$339,900
2026-08-01Listed for sale$339,900
2026-06-04Listing removed$375,000
2026-06-01Price change$375,000
2026-05-14Listed for sale$389,900
1985-10-21Sold$65,500

For Sale by Agent

AgentBrad Slone
BrokerageOdis Slone Realty LLC

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