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5665 Stone Lake Dr, Dayton, OH, 45429

4beds
3baths
3,324sqft
$499,000
$150price/sqft
$3,867/moest. monthly cost
$154,680/yrincome needed

About This Home

AS-IS

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
7/10
8/10
Centerville High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Dimensions: 13 x 12

Bedroom

  • Level: Second
  • Dimensions: 20 x 14

Bedroom

  • Level: Second
  • Dimensions: 16 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Breakfast Room Nook

  • Level: Main
  • Dimensions: 15 x 11

Dining Room

  • Level: Main
  • Dimensions: 15 x 12

Family Room

  • Level: Main
  • Dimensions: 13 x 12

Features

  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,324
  • Total interior livable area: 3,324 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 x 12

Laundry

  • Level: Main
  • Dimensions: 9 x 6

Master Bedroom

  • Level: Main
  • Dimensions: 16 x 16

Property

Details

  • Parcel number: O68017130002
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: of record

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$269$3,228
Property Taxes $719$8,628
Electricity $356$4,278
Total$3,867$46,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,582/yr
40% on housing$116,010/yr
45% on housing$103,120/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 45429$147
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45429$176
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$499,000
2026-05-01Listing removed$499,000
2026-03-13Listed for sale$499,000
2026-01-14Listed for rent$3,995
2025-12-23Listing removed$3,995
2025-12-02Listed for rent$3,995
2024-01-04Listing removed--
2023-11-29Listed for rent$3,500
2021-01-22Sold$3,500
2020-10-20Pending sale$399,000
2020-08-24Sold$313,900
2017-10-19Listing removed$349,000
2017-08-16Price change$349,000
2017-08-09Price change$349,250
2017-08-02Price change$349,500
2017-07-26Price change$349,750
2017-06-09Price change$350,000
2017-05-18Price change$359,900
2017-05-16Price change$359,950
2017-05-15Price change$359,975
2017-05-12Price change$360,000
2017-05-04Price change$369,900
2017-05-03Price change$369,925
2017-05-02Price change$369,950
2017-05-01Price change$369,975
2017-04-28Listed for sale$370,000
2001-09-21Sold$360,000
1996-12-10Sold$61,000

For Sale by Agent

AgentJason M Ross
BrokerageEmerald Home Advisors

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