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417 Holt St, Dayton, OH, 45402

5beds
2baths
2,560sqft
$170,000
$66price/sqft
$1,737/moest. monthly cost
$69,480/yrincome needed

About This Home

Don't miss this fully renovated duplex located at 417 Holt Street in Dayton! Each spacious unit features 3 bedrooms, 1 full bathroom, and a large eat-in kitchen, offering comfortable living space that tenants will love. Recent updates provide peace of mind for investors looking for a turnkey addition to their portfolio. With strong rental potential, this property has the ability to generate $2,400+ per month in rental income, making it an excellent opportunity for both seasoned investors and those looking to build wealth through real estate. Conveniently located near downtown Dayton, major highways, shopping, and local amenities. Whether you're looking to expand your investment portfolio or live in one unit while renting the other, this income-producing property offers exceptional value and opportunity.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

4/10
Edison Elementary SchoolGrades PK-60.3 mi
2/10
2/10
Dunbar High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1903

Materials

  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Property

Details

  • Parcel number: R72074120027
  • Zoning: Residential
  • Zoning description: Residential

Lot

  • Lot size: 5,658 sqft
  • Lot size dimensions: .1299

Parking

  • Parking features: No Garage,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$359$4,308
Property Taxes $245$2,940
Electricity $274$3,294
Total$1,737$20,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,554/yr
40% on housing$52,110/yr
45% on housing$46,320/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 45402$82
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45402$60
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$170,000
2026-07-01Price change$180,000
2026-06-10Listed for sale$200,000

For Sale by Agent

AgentSaunya Strickland
BrokerageKeller Williams Advisors Rlty

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