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1260 W 1st St, Dayton, OH, 45402

3beds
2baths
1,500sqft
$335,000
$223price/sqft
$3,076/moest. monthly cost
$123,040/yrincome needed

About This Home

Discover exceptional craftsmanship and modern comfort in this stunning new construction home offering 1500 sq ft of beautifully designed living space. Step inside to an inviting open-concept main level featuring a seamless flow between the kitchen, dining room, and living area—ideal for entertaining and everyday living. This entertainer’s dream space features: Sleek solid surface countertops, Modern cabinetry and finishes, Refrigerator, dishwasher, and range included! A dedicated mud room and first-floor laundry add practical convenience. The spacious first-floor primary suite offers a private retreat with a luxurious en suite bath, complete with a step-in shower and a generous walk-in closet. Upstairs, two additional bedrooms are thoughtfully connected by a stylish Jack and Jill bathroom, with access to a modern second-story balcony perfect for relaxing outdoors. A full unfinished basement, already plumbed for a future bathroom, equipped with a sump pump and radon mitigation system, offers unlimited potential for expansion or storage. With low-maintenance vinyl siding, modern finishes throughout, and a functional layout and a 2 car detached garage that is rough wired for EV chargers, this home is a perfect blend of style, space, and convenience. A standout opportunity in one of the area’s most accessible locations. Perfectly situated near local schools, restaurants, banks, and major routes including I-75 and US-35 and just over the bridge from downtown, this home delivers both convenience and contemporary style. A 15 year tax abatement on the improvements (house only) is also being offered, taxes will be approximately $310/year. Schedule your private showing today then make an offer!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

4/10
Edison Elementary SchoolGrades PK-60.0 mi
3/10
Wogaman Middle SchoolGrades 7-81.9 mi
2/10
Dunbar High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second
  • Dimensions: 11 x 12

Bedroom

  • Level: Second
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 15 x 18

Features

  • Ceiling Fan(s),Granite Counters,Kitchen/Family Room Combo,Pantry,Walk-In Closet(s)
  • Window features: Vinyl

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: Main
  • Dimensions: 15 x 11

Living Room

  • Level: Main
  • Dimensions: 11 x 9

Master Bedroom

  • Level: Main
  • Dimensions: 14 x 11

Property

Details

  • Parcel number: R72084080040
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio

Lot

  • Lot size: 4,621 sqft
  • Lot size dimensions: .1061

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$708$8,496
Property Taxes $482$5,784
Electricity $193$2,320
Total$3,076$36,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,462/yr
40% on housing$92,280/yr
45% on housing$82,026/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 45402$80
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45402$60
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-16Listed for sale$335,000
2009-01-13Listing removed$22,000
2008-10-24Listed for sale$22,000

For Sale by Agent

AgentKim M Williams, Howard Hanna Real Estate Serv
BrokerageHoward Hanna Real Estate Serv

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