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623 Anna St, Dayton, OH, 45402

3beds
1baths
1,237sqft
$85,000
$69price/sqft
$923/moest. monthly cost
$36,920/yrincome needed

About This Home

Great opportunity to make this home just the way you want. Home has been completely gutted ready to design the way you want. Home offers two car detached garage with a porch in front and a porch in the back of the home for family enjoyment. Come make an offer. An investors dream. Rely on your own measurements. Seller turned the attached one car garage into a family room. Come see the opportunity that you can add to your portfolio.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

4/10
Westwood Pre-K-8 SchoolGrades PK-60.6 mi
3/10
Wogaman Middle SchoolGrades 7-81.8 mi
2/10

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main
  • Dimensions: 11 x 11

Bedroom

  • Level: Main
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Family Room

  • Level: Main
  • Dimensions: 12 x 10

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,237
  • Total interior livable area: 1,237 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 8

Living Room

  • Level: Main
  • Dimensions: 20 x 12

Master Bedroom

  • Level: Main
  • Dimensions: 12 x 11

Property

Details

  • Parcel number: R72121040039
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,936 sqft
  • Lot size dimensions: 24 x 164

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$179$2,148
Property Taxes $122$1,464
Electricity $193$2,320
Total$923$11,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,645/yr
40% on housing$27,690/yr
45% on housing$24,613/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 45402$83
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45402$60
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Listed for sale$85,000

For Sale by Agent

AgentSylvia Vance
BrokerageSylvia Vance Realty, LLC

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