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552 S Peninsula Ave, New Smyrna Beach, FL, 32169

4beds
5baths
3,784sqft
$2,200,000
$581price/sqft
$14,552/moest. monthly cost
$582,080/yrincome needed

About This Home

Waterfront living in New Smyrna Beach’s coveted Central Beachside district reaches a new level at 552 N Peninsula Avenue, a newly constructed 2024 modern residence positioned along the deep water Callalisa Canal/Creek with direct access to the Intracoastal Waterway. Designed for the avid boater, this exceptional property offers 3 deep water boat slips, including a 16,000 lb boat lift, allowing effortless access to the Intracoastal, Mosquito Lagoon, Ponce Inlet, waterfront restaurants, and the Atlantic Ocean right from your private dock. Located in the heart of Central Beachside New Smyrna Beach, the home also offers golf cart convenience to the beach, Publix, Flagler Avenue’s shops and restaurants, and nearby Smyrna Dunes Park. Spanning three stories with a private elevator, the residence showcases sleek modern architecture and over 3,700 square feet of coastal living, with panoramic water views from the third floor balcony, main living area, and designer kitchen. The home features 4 spacious bedrooms and 4 1/2 baths, with each bedroom designed as a private retreat complete with its own ensuite bath, offering both comfort and privacy for family and guests. The main living space is filled with natural light and flows seamlessly into a chef inspired modern kitchen, creating an inviting environment for entertaining while enjoying the tranquil waterfront setting. The first floor offers exceptional flexibility, making it ideal for a variety of lifestyles. A private suite on this level can easily function as an in-law suite, guest quarters, or a quiet home office, providing separation and privacy from the main living areas. The oversized laundry and utility room has been thoughtfully designed with boaters and anglers in mind, doubling as a fishing gear and rod storage area and featuring an ice machine, making it easy to prepare for a day on the water or return from an afternoon of fishing. Outdoor living is equally impressive, highlighted by an expansive third floor balcony with a fully equipped summer kitchen, offering the perfect vantage point for coastal breezes and beautiful sunsets over the canal. Additional luxury features include a two car garage with generous storage, a commercial grade TPO roof with an estimated 15–20 year life expectancy, and an underground filtration system designed to collect and disperse watershed. The property carries a LOMAR designation, meaning flood insurance is not required, and it is located in Flood Zone X. Paver driveway and electric gate from the south of the property provide peace of mind. Perfectly positioned between the Intracoastal Waterway and the Atlantic Ocean, this exceptional residence blends modern design, luxury waterfront living, and the relaxed coastal lifestyle that makes New Smyrna Beach one of Florida’s most sought after destinations. This is more than a home, it is a rare deep water canal estate in one of New Smyrna Beach’s most desirable waterfront corridors. Buyers are encouraged to view the video tour. *****Seller is offering a $20,000 initiation application fee to the Smyrna Yacht Club membership. ******

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Gas Water Heater,Ice Maker,Microwave,Range,Range Hood,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Room

Bathroom2

  • Features: Walk-In Closet(s)
  • Level: Second

Bathroom3

  • Features: Dual Closets
  • Level: Second

Bathroom4

  • Features: Storage Closet
  • Level: Second

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,Elevator,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Thermostat
  • Door features: Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Sliding Doors
  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,683
  • Total interior livable area: 3,784 sqft

Kitchen

  • Level: Third

Living Room

  • Level: Third

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 17341635000010
  • Zoning: R1
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Balcony,Lighting,Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Private Entrance,Private Mailbox,Rain Gutters
  • Has view: Yes
  • View description: Water
  • Water view: Water

Lot

  • Lot size: 2.95 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Ground Level,Guest,Off Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$1,618$19,416
Property Taxes $1,430$17,160
Electricity $380$4,569
Total$14,552$174,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$498,925/yr
40% on housing$436,560/yr
45% on housing$388,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$581This listing

vs Other Active Listings

Avg $/sqft

ZIP 32169$524
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32169$486
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$2,150,000
2026-03-07Listed for sale$2,200,000
2024-09-13Listing removed$2,150,000
2024-07-09Price change$2,150,000
2024-05-27Listed for sale$2,300,000

For Sale by Agent

AgentDonna Concannon
BrokerageNSB HOMES LLC

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