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53 Rotterdam, Punta Gorda, FL, 33950

2beds
2baths
1,556sqft
$285,000
$183price/sqft
$2,032/moest. monthly cost
$81,280/yrincome needed

About This Home

Nestled in the sought-after 55+ community of Windmill Village, this stunning 1,556 sq. ft. waterfront home blends elegance and comfort. Featuring 2 bedrooms and 2 bathrooms, the residence boasts an open-concept design with drywall finishes, crown molding, and brand-new 2025 Luxury Vinyl Plank flooring throughout. A new HVAC system ensures year-round comfort, while an insulated Florida room and dedicated laundry room add functionality. The outdoor space shines with a 42-foot grandfathered dock, a 7,000 lb. boat lift, hurricane shutters, and a spacious deck offering breathtaking water views. The kitchen, a blank canvas for your dream design, includes a closing credit for a custom remodel with existing appliances ready for installation (estimates for cabinets attached to the listing). A workshop with loft storage caters to creative and storage needs. The low $260 HOA fee covers water, sewer, trash, lawn maintenance, and community upkeep for a carefree lifestyle. Windmill Village offers an active lifestyle with two private marinas, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a vibrant community center, and clubs for every hobby. Enjoy gatherings at the Pavilion by the heated pool. Located in Punta Gorda, voted “#1 Best Small Place to Live” by Money Magazine and Forbes, this home requires a $20,285 Buy-In Share and Bond (refunded upon sale). Don’t miss your chance to own this meticulously maintained waterfront retreat—schedule your showing today and discover your paradise!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Features: No Closet
  • Level: First
  • Area: 380
  • Dimensions: 38x10

Bathroom2

  • Features: Linen Closet
  • Level: First
  • Area: 72.25
  • Dimensions: 8.5x8.5

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 131.25
  • Dimensions: 12.5x10.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Features: No Closet
  • Level: First
  • Area: 104
  • Dimensions: 8x13

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,556
  • Total interior livable area: 1,556 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Laundry

  • Features: No Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First
  • Area: 273
  • Dimensions: 21x13

Office

  • Features: No Closet
  • Level: First
  • Area: 152
  • Dimensions: 16x9.5

Primary Bathroom

  • Features: No Closet
  • Level: First
  • Area: 90
  • Dimensions: 9x10

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 238
  • Dimensions: 14x17

Workshop

  • Features: No Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Property

Details

  • Parcel number: 412319233908
  • Zoning: MHP
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other,Storage
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Waterfront,Canal - Brackish,Brackish Canal Access,Creek Access,Lift,No Wake Zone,Riprap

Lot

  • Lot size: 6,140 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$195$2,340
Property Taxes $199$2,388
Electricity $197$2,366
Total$2,032$24,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,668/yr
40% on housing$60,960/yr
45% on housing$54,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$216
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-18Price change$270,000
2025-06-27Listed for sale$285,000
2024-08-31Listing removed$335,000
2024-06-27Listed for sale$335,000

For Sale by Agent

AgentWendy Decker
BrokerageSELLSTATE VISION REALTY

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