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301 Poplar St, Westernport, MD, 21562

4beds
1baths
1,496sqft
$104,900
$70price/sqft
$1,108/moest. monthly cost
$44,320/yrincome needed

About This Home

Welcome to 301 Poplar St. This home offers all the space you've been looking for, with 3 bedrooms upstairs and one on the main floor. Or turn one into a home office, gym or anything else you can imagine! The main level also offers your full bathroom, laundry room and a nice sunroom in the front to get you a great view of the town and mountains! Large back yard and a covered porch to sit and enjoy the evening or entertaining guests! Don't wait, at this price it won't last long!!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
5/10
Westmar Middle SchoolGrades 6-86.1 mi
7/10
Mountain Ridge High SchoolGrades 9-1213.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Level: Main

Bedroom1

  • Level: Upper
  • Area: 169
  • Dimensions: 13 X 13

Bedroom2

  • Level: Upper
  • Area: 130
  • Dimensions: 13 X 10

Bedroom3

  • Level: Upper
  • Area: 130
  • Dimensions: 13 X 10

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,496

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Baseboard,Wood Stove,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 2,056
  • Total interior livable area: 1,496 sqft

Kitchen

  • Features: Flooring - Vinyl,Dining Area
  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0108011850
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$155$1,860
Property Taxes $142$1,704
Electricity $281$3,374
Total$1,108$13,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,988/yr
40% on housing$33,240/yr
45% on housing$29,546/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 21562$45
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21562$57
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-16Price change$109,900
2026-01-21Listed for sale$115,000
2011-11-15Sold$39,000
2011-06-09Price change$39,900
2011-03-01Price change$41,950
2010-12-24Listed for sale$49,900
2010-10-23Listing removed$49,900
2010-01-23Listed for sale$58,900

For Sale by Agent

AgentEric Riggleman
BrokerageColdwell Banker Home Town Realty

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