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2304 Poplar Rd, Baltimore, MD, 21221

4beds
4baths
2,619sqft
$850,000
$325price/sqft
$5,969/moest. monthly cost
$238,760/yrincome needed

About This Home

Exceptional waterfront retreat on serene Sue Creek, boasting about 100 feet of pristine shoreline, a private dock with multiple boat slips and an electric boat lift. This rare offering provides effortless access to the water and an unparalleled setting for coastal living, entertaining, and recreation. The truly unique remarkable waterfront setting enjoys year-round panoramic views, from the first light of sunrise to the last glow of evening. The ever-changing sky and water creat a stunning daily backdrop. Beautifully maintained and recently renovated dwelling offers a total of 2600+ sq ft living space with 4 bedrooms and 4 full baths. A separate studio with a full kitchen, living area and a full bath, is a perfect space for guests or an income opportunity. Rare half acre lot enables expansive outdoor living with a spacious patio, deck, and lounge area perfect for entertaining or relaxing by the water. Fully fenced front yard with lush landscaping, a koi pond. Conveniently located near I-95, Eastern Ave, and I-695 for easy access to Baltimore and beyond. Boat is also for sale. Don't miss the rare opportunity and enjoy your own waterfront paradise today! Immediately available and move in ready!

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

6/10
4/10
Deep Creek Middle SchoolGrades 6-82.5 mi
3/10
Chesapeake High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Self Cleaning Oven,Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Lower Level,Washer In Unit

Basement

  • Features: Flooring - Concrete
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Interior Entry,Sump Pump

Bedroom2

  • Features: Flooring - Carpet,Attached Bathroom
  • Level: Main
  • Area: 210
  • Dimensions: 15 X 14

Bedroom3

  • Level: Main

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - HardWood,Fireplace - Wood Burning
  • Level: Main
  • Area: 117
  • Dimensions: 9 X 13

Features

  • Ceiling Fan(s),Dining Area,Entry Level Bedroom,Eat-in Kitchen,Kitchen - Gourmet,Kitchen - Table Space,Primary Bath(s),Recessed Lighting,Bathroom - Stall Shower,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s),Dry Wall
  • Window features: Casement,Double Hung,Double Pane Windows,Screens,Vinyl Clad,Wood Frames
  • Flooring: Carpet,Ceramic Tile,Hardwood,Luxury Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Mantel(s),Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,619

Heating & Cooling

  • Heating features: Central,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,039
  • Total interior livable area: 2,619 sqft

Kitchen

  • Features: Flooring - Laminate Plank,Countertop(s) - Quartz,Eat-in Kitchen,Ceiling Fan(s),Cathedral/Vaulted Ceiling,Kitchen - Electric Cooking
  • Level: Main
  • Area: 153
  • Dimensions: 9 X 17

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 315
  • Dimensions: 15 X 21

Office

  • Features: Flooring - Luxury Vinyl Plank,Walk-In Closet(s)
  • Level: Upper
  • Area: 228
  • Dimensions: 12 X 19

Primary Bedroom

  • Features: Flooring - HardWood,Attached Bathroom,Ceiling Fan(s)
  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151513201120
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio,Deck
  • Exterior features: Lighting,Storage
  • Has view: Yes
  • View description: Garden,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Boat - Powered,Canoe/Kayak,Private Access
  • Waterbody name: Sue Creek
  • Frontage length: Water Frontage Ft: 100

Lot

  • Lot size: 0.50 Acres
  • Features: Landscaped
  • Lot size dimensions: 1.00 x

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Side,Oversized,Detached,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$315$3,780
Property Taxes $1,023$12,276
Electricity $333$4,004
Total$5,969$71,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,651/yr
40% on housing$179,070/yr
45% on housing$159,173/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$159
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$850,000
2025-10-11Listing removed$850,000
2025-07-24Price change$850,000
2025-05-16Listed for sale$899,900
2022-10-05Listing removed$950,000
2022-08-26Price change$950,000
2022-07-21Listed for sale$980,000
2021-10-06Sold$625,000
2021-07-19Sold$625,000
2014-04-16Sold$285,000
2013-12-04Price change$329,900
2013-10-23Price change$350,000
2013-07-08Listed for sale$425,000
1998-10-27Sold$173,000

For Sale by Agent

AgentBill Wang
BrokerageHometown Elite Realty LLC

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