457 Lafayette St, Havre De Grace, MD, 21078
About This Home
Historic Havre de Grace Colonial in a Prime Waterfront Location! Charming 2-story Colonial offering 1 bedroom and approximately 1,020 sq. ft. of living space on a 3,750 sq. ft. corner lot at Union Avenue and Lafayette Street. Renovated in 2016, this home combines historic character with modern updates, including vinyl siding, gutters, a new water line, granite countertops, and all appliances conveying. The water heater was replaced in 2022, adding additional peace of mind. A rare highlight is the impressive 20' x 40' detached 3-car garage, built in 2015, featuring heating, air conditioning, and durable epoxy flooring—perfect for car enthusiasts, hobbyists, or a workshop. Enjoy an unbeatable location just two blocks from the scenic waterfront, Concord Point Lighthouse, and Tydings Park. Stroll to downtown restaurants, unique shops, waterfront promenades, marinas, and the many festivals and events that make historic Havre de Grace one of Maryland's most desirable small towns. Whether you're seeking a full-time residence, weekend retreat, or a property with exceptional garage space, this unique home offers the perfect combination of location, convenience, and versatility. Schedule your showing today!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Concrete Perimeter
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2016
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,020
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,020
- Total interior livable area: 1,020 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1306031358
- Zoning: RO
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 3,750 sqft
Parking
- Total spaces: 3
- Parking features: Garage Faces Front,Garage Door Opener,Oversized,Detached,On Street
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,918 | $23,016 |
| Home Insurance * | $109 | $1,308 |
| Property Taxes | $299 | $3,588 |
| Electricity | $281 | $3,374 |
| Total | $2,607 | $31,284 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $379,500 |
| 2026-07-07 | Contingent | $379,500 |
| 2026-06-18 | Listed for sale | $379,500 |
| 2024-09-20 | Listing removed | $419,000 |
| 2024-08-30 | Listed for sale | $419,000 |
| 2024-04-18 | Listing removed | -- |
| 2024-03-24 | Listed for sale | $330,000 |
| 2013-07-29 | Sold | $120,000 |
| 2008-04-10 | Sold | $168,350 |
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