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9497 Hickory Limb Unit 301, Columbia, MD, 21045

3beds
2baths
1,790sqft
$307,000
$172price/sqft
$2,293/moest. monthly cost
$91,720/yrincome needed

About This Home

Three bedroom, two full bath condo ideally located in the heart of Columbia. The main level features a kitchen, dining area, and a bright living room with access to a private balcony. Upstairs, you’ll find a versatile loft space overlooking the main living area, perfect for a home office, reading nook, or additional lounge area plus a primary suite. Access to scenic walking paths, lakes, parks, shopping, dining, and convenient commuter routes including Route 29, I-95, and Route 32. Property is Owned by the US Dept. of HUD. Case Number 241-819154 IE. HUD Homes are Sold “As-Is”. Pre-1978 Properties to include LBP Notices. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Buyer to verify all information. Seller and Agent are unaware of ground rent status, it is up to the buyer to verify.

Getting Around

63
WalkingSomewhat Walkable
34
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

7/10
8/10
Atholton High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Combination

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,790

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,790
  • Total interior livable area: 1,790 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1416194697
  • Attached to another structure: Yes
  • Zoning: NT
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,552$18,624
Home Insurance *$76$912
Property Taxes $384$4,608
Electricity $281$3,374
Total$2,293$27,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,617/yr
40% on housing$68,790/yr
45% on housing$61,146/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 21045$181
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21045$257
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Sold$369,059
1996-06-10Sold$161,000
1994-03-25Sold$159,000

Unknown Listed By

AgentMichael Lopez
BrokerageRE/MAX Distinctive Real Estate, Inc.

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