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10511 Lorain Ave, Silver Spring, MD, 20901

4beds
2baths
1,196sqft
$674,900
$564price/sqft
$4,621/moest. monthly cost
$184,840/yrincome needed

About This Home

VERY nice traditional brick colonial with detached garage in the very desirable community of Woodmoor. Convenient to Virginia and D.C., lots of shopping, cultural activities and public transportation including the Metro, this lovely home boasts a cozy living room with fireplace, an adjacent bonus room which could be a den, office or even a fifth bedroom. BRAND NEW ROOF ON HOUSE AND GARAGE BEFORE SETTLEMENT!! The totally remodeled kitchen is sure to please. The upper level features 3 bedrooms and a full bath and the lower level has a nice finished area with egress with another full bath in addition to the utility room. There is a deck off the kitchen and den and the lot is fenced and a nice size! Offering character, space, and a highly desirable location, wait no more! Make this one yours!!

Getting Around

69
WalkingSomewhat Walkable
52
TransitGood Transit
33
BikeSomewhat Bikeable

Schools

4/10
5/10
Eastern Middle SchoolGrades 6-80.9 mi
7/10

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 520

Basement

  • Has basement: Yes
  • Basement: Partial,Heated,Improved

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,196

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,196 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161301082288
  • Zoning: R60
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 9,003 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,412$40,944
Home Insurance *$167$2,004
Property Taxes $761$9,132
Electricity $281$3,374
Total$4,621$55,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,434/yr
40% on housing$138,630/yr
45% on housing$123,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$564This listing

vs Other Active Listings

Avg $/sqft

ZIP 20901$275
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20901$329
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$674,900

For Sale by Agent

AgentWendy Parde
BrokerageThe Exchange Real Estate Company LLC

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