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10804 Lombardy Rd, Silver Spring, MD, 20901

3beds
2baths
1,684sqft
$549,000
$326price/sqft
$3,732/moest. monthly cost
$149,280/yrincome needed

About This Home

Spacious and updated 2-story raised rancher on a quiet street in Northwood Park View. The main level highlights beautifully refinished hardwood floors, a bright living room anchored by a wood-burning fireplace, a separate dining area, and a sunroom. The kitchen features timeless Corian countertops, a glass-top stove, and a seamless integrated sink. The fully finished daylight basement offers a large family room with a second wood-burning fireplace, a full bath, and direct walk-out access to both the front and side yards, plus interior access to the 1-car attached garage. Outside, the private backyard includes an expansive patio with a built-in gas grill—perfect for entertaining. Move-in ready and full of charm.

Getting Around

32
WalkingCar-Dependent
51
TransitGood Transit
16
BikeSomewhat Bikeable

Schools

7/10
7/10
Northwood High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick,Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1092

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 550
  • Finished area above ground: 1,134

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,226
  • Total interior livable area: 1,684 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 161301367481
  • Zoning: R60
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 8,210 sqft

Parking

  • Total spaces: 1
  • Parking features: Other,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$136$1,632
Property Taxes $539$6,468
Electricity $281$3,374
Total$3,732$44,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,954/yr
40% on housing$111,960/yr
45% on housing$99,520/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 20901$276
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20901$329
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$549,000
2026-07-02Price change$575,000
2026-06-24Listed for sale$599,900
2016-02-01Sold$365,000
2015-11-13Price change$364,900
2015-10-08Listed for sale$374,900
2009-05-23Listing removed$2,050
2009-04-11Listed for sale$2,050
2003-11-17Sold$366,108

For Sale by Agent

AgentMark Cabrera
BrokerageSamson Properties

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