38 W Potomac St, Williamsport, MD, 21795
About This Home
Investment opportunity in a convenient Potomac Street location. This duplex offers approximately 2,400 square feet on a level 0.14-acre lot, with one side currently rented on an annual lease and the other side owner occupied. Recent improvements include a metal roof installed in 2015, new shingle roofing in 2024, new gutters, updated siding, added insulation, and new smoke detectors. The property has durable vinyl siding for easier maintenance, spacious units, and solid long-term rental potential. Whether you are looking to add to your portfolio, house hack, or occupy one side while renting the other, this property gives you options and room for future upside. Tenant-occupied side is currently leased at $850/month. Buyer to verify all income, expenses, zoning, and intended use.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent,Good
- Year built: 1878
Materials
- Foundation: Concrete Perimeter
- Roof: Metal,Shingle
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Duplex
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Electric Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Dirt Floor,Rear Entrance
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Features
- Dry Wall
- Window features: Window Treatments
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Window Unit(s),Electric
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2202000334
- Zoning: TR
- Special condition: Standard
Features
- Pool features: None
- Has view: Yes
- View description: City,Mountain(s)
Lot
- Lot size: 6,096 sqft
- Features: Level
Parking
- Parking features: Paved,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hurricane
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $117 | $1,404 |
| Property Taxes | $275 | $3,300 |
| Electricity | $305 | $3,669 |
| Total | $2,542 | $30,504 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $356,995 |
| 2026-07-29 | Price change | $364,995 |
| 2026-07-23 | Listed for sale | $374,995 |
| 2026-07-13 | Listing removed | $374,995 |
| 2026-07-04 | Listed for sale | $374,995 |
| 2026-02-10 | Sold | $80,000 |
| 2004-12-23 | Sold | $150,000 |
| 2001-09-07 | Sold | $98,900 |
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