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515 Fundamental Way, Cottage Grove, WI, 53527

3beds
3baths
2,280sqft
$615,900
$270price/sqft
$4,751/moest. monthly cost
$190,040/yrincome needed

About This Home

Welcome to this charming two-story farmhouse-style home in Cottage Grove, ideally located near schools. A large covered front porch offers the perfect spot to relax. Inside, this thoughtfully designed home features 3 bedrooms and 2.5 bathrooms, blending classic style with modern comfort. The spacious primary suite boasts soaring cathedral ceilings, a generous walk-in closet, and a private ensuite with double sinks and a beautifully tiled shower. Upstairs, enjoy the convenience of second-floor laundry. The main level offers an open-concept layout ideal for daily living and entertaining, highlighted by a large kitchen island with quartz kitchen countertops, ample cabinetry, and a large pantry. A cozy fireplace anchors the great room, while a versatile flex room provides space for an office, playroom, or den. The spacious rear foyer leads to a 3-car garage. Outside, enjoy a large backyard in a pet-friendly neighborhood that allows fences, perfect for play and pets.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Granite Ridge SchoolGrades 3-50.5 mi
3/10
Glacial Drumlin SchoolGrades 6-80.3 mi
7/10
Monona Grove High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: 0-5 Years,New Construction,Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Prairie/Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Disposal

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,8'+ Ceiling,Radon Mitigation System,Concrete

Bathroom

  • Features: Stubbed For Bathroom on Lower,At least 1 Tub,Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Walk-In Shower

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Main
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Walk-In Closet(s),Cathedral/vaulted ceiling,High Speed Internet,Pantry,Kitchen Island
  • Window features: Low Emissivity Windows
  • Finished area below ground: 0
  • Finished area above ground: 2,280

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 288

Master Bedroom

  • Level: Main
  • Area: 252

Office

  • Level: Main
  • Area: 100

Property

Details

  • Parcel number: 071108241321
  • Zoning: Res
  • Other equipment: Air Purifier,Air exchanger
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 2001-2500

Lot

  • Lot size: 10,018 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 3
  • Parking features: 3 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,114$37,368
Home Insurance *$209$2,508
Property Taxes $1,214$14,568
Electricity $214$2,570
Total$4,751$57,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,891/yr
40% on housing$142,530/yr
45% on housing$126,693/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 53527$239
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53527$230
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$622,900
2026-03-04Contingent$622,900
2026-01-23Price change$622,900
2025-08-04Listed for sale$623,900
2025-07-08Sold$143,000

New Construction

AgentAeryn Barry
BrokerageTim O'Brien Homes LLC

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