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16-1093 Koloa Maoli Rd, Kurtistown, HI, 96760

4beds
5baths
3,216sqft
$1,085,000
$337price/sqft
$7,172/moest. monthly cost
$286,880/yrincome needed

About This Home

Experience the best of Big Island living in this luxurious custom estate nestled on 3 fully usable acres in the very front of Hawaiian Acres, with the plus of paved road access! Designed for those seeking both comfort, self-sufficiency & privacy this one-of-a-kind property offers expansive indoor-outdoor living, modern upgrades, and agricultural potential. Spanning nearly 4,000 square feet under roof, this beautifully designed home features 4 bedrooms & 4.5 bathrooms, including a flexible space perfect for guests, in-laws, or rental income. The layout offers privacy and versatility, ideal for multigenerational living or extended stays. The main home is one story with 3 bedrooms, 3 baths. The private two-story master, encompasses 1,400 sq. ft. with its own separate entrance. The lower level boasts a spacious great room, perfect for entertaining or relaxing in style, and a spa-inspired bathroom complete with a deep soaking jet tub & a separate, slate-tiled walk-in shower outfitted with a Kohler seven head system. Upstairs, a 700 sq.ft. luxury primary suite serves as a tranquil retreat, featuring soft multi-tone LED lighting soothing hues of blue, amber & crimson to set the perfect mood. Double French doors open to a private lanai. The crown jewel; a resort-style swimming pool with vibrant multicolor LED lighting, a gas fire pit lounge area & a built-in system that allows for seamless conversion from chlorine to saltwater depending on your preference. * 3 Tesla Powerball Batteries * PV solar system / 39 solar panels * Panoramic views of Maunakea from the comfort of your lanai * Marble flooring * New countertops and stainless steel sink, custom railings * Fully fenced with a custom wrought iron entry gate for security and privacy * Prepped site for a pavilion / bbq site, a jacuzzi - great for hosting gatherings

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Keaau Elementary SchoolGrades PK-53.0 mi
5/10
Keaau Middle SchoolGrades 6-83.5 mi
3/10
Keaau High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1994

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet

Interior Area

  • Total structure area: 3,216
  • Total interior livable area: 3,216 sqft

Property

Details

  • Parcel number: 3160550040000
  • Attached to another structure: Yes
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 3 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,486$65,832
Home Insurance *$335$4,020
Property Taxes $316$3,792
Electricity $1,035$12,427
Total$7,172$86,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$245,897/yr
40% on housing$215,160/yr
45% on housing$191,253/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 96760$229
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96760$390
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-02Price change$1,200,000
2025-08-02Listed for sale$1,265,000

For Sale by Agent

AgentChantee K Shiroma
BrokerageRE/MAX Properties

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