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436 VALLETTA COURT, Punta Gorda, FL, 33950

3beds
3baths
2,748sqft
$965,000
$351price/sqft
$7,284/moest. monthly cost
$291,360/yrincome needed

About This Home

Waterfront Luxury Living with Sailboat Access! Offered fully furnished and truly turn-key, this custom-built 3-bedroom + Office, 2.5-bath waterfront residence is perfectly positioned in one of Punta Gorda’s most sought-after boating communities. Boasting nearly 2,750 square feet of beautifully designed living space, this exceptional home features an oversized 2-car garage measuring 30' x 21' and is ideally situated in a quiet street on a deep-water canal with direct sailboat access to Charlotte Harbor and the Gulf. Designed for the Florida lifestyle, the property offers 96 feet of city-maintained concrete seawall, a spacious 45-foot dock, and a 12,000-pound boat lift—perfect for avid boaters and anglers alike. Step through the impressive glass double entry doors into an elegant Great room floor plan where soaring ceilings, abundant natural light, and panoramic water views create an inviting atmosphere. The expansive living area features custom cabinetry and shelving. A home office with built-in shelving is located adjacent to the living room. It can also be used as an additional guest bedroom. The chef’s kitchen is sure to impress with stainless appliances including a Viking gas range and vent hood, built-in microwave, new refrigerator, wine cooler, center island with prep sink, convenient pull-out pantry drawers, and a breakfast bar ideal for casual dining and entertaining. Adjacent to the kitchen, the dining area is highlighted by a stunning aquarium window and sliding glass doors that seamlessly blend indoor and outdoor living. The spacious primary suite is a private waterfront retreat, offering direct lanai access, tray ceilings, a comfortable sitting area, dual entry walk-in closets with custom built-ins, and a spa-inspired bath complete with dual vanities, a private water closet, linen storage, and an oversized walk-in shower with dual shower heads. Guests will appreciate the thoughtfully designed split-bedroom floor plan. One guest suite features an adjoining 10' x 10' bonus room, perfect for a home office, fitness room, or private sitting area. A second guest bedroom enjoys easy access to a nearby full bath, and also has its own private half bath with convenient pool access. Outdoor living is equally impressive with an oversized screened lanai with a large, heated pool and spa. Totally designed for relaxing or entertaining while taking in the tranquil water views, spectacular sunsets, and peaceful surroundings. Whether enjoying a morning coffee, hosting family and friends, or casting a line from your private dock, this home truly embraces the Southwest Florida waterfront lifestyle. Additional features include a durable metal roof, complete hurricane protection with electric roll-down and accordion shutters, an in-ground propane tank, irrigation system, plantation shutters throughout, and mature landscaping. Located in a beautifully maintained golf and boating community, residents enjoy close proximity to shopping, restaurants, parks, medical facilities, Fishermen’s Village, the historic downtown Punta Gorda district, and endless year-round community events. Optional membership to the nearby Twin Isles Country Club provides optional membership to championship golf, tennis, swimming, and an elegant clubhouse. This exceptional waterfront property offers the perfect blend of luxury, comfort, and the ultimate Florida boating lifestyle. Meticulously maintained with pride in ownership. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
5/10
Charlotte High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer,Wine Refrigerator
  • Laundry features: Inside,Laundry Room

Bathroom2

  • Features: Single Vanity,Tub With Shower,Window/Skylight in Bath
  • Level: First
  • Area: 64
  • Dimensions: 8x8

Bathroom3

  • Features: En Suite Bathroom,Single Vanity,Window/Skylight in Bath
  • Level: First
  • Area: 30
  • Dimensions: 5x6

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Features: Built-In Shelving,Ceiling Fan(s),Built-in Features
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Dinette

  • Level: First
  • Area: 150
  • Dimensions: 15x10

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Open Floorplan,Solid Surface Counters,Split Bedroom,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Outdoor Shower,Sliding Doors
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Carpet,Ceramic Tile,Engineered Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,675
  • Total interior livable area: 2,748 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Dual Sinks,Stone Counters
  • Level: First
  • Area: 210
  • Dimensions: 15x14

Laundry

  • Level: First
  • Area: 60
  • Dimensions: 5x12

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 323
  • Dimensions: 19x17

Office

  • Features: No Closet
  • Level: First

Primary Bathroom

  • Features: Bath With Whirlpool,Dual Sinks,En Suite Bathroom,Tub with Separate Shower Stall
  • Level: First
  • Area: 204
  • Dimensions: 12x17

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 273
  • Dimensions: 13x21

Property

Details

  • Parcel number: 412329106003
  • Zoning: GS-3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Lighting,Outside Bath Access,Screen Enclosure
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Lighting,Outdoor Shower,Private Mailbox,Rain Gutters
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Pool,Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Bay/Harbor Access,Saltwater Canal Access,Gulf/Ocean Access,River Access,Bridges - No Fixed Bridges,Lift,Sailboat Water,Seawall
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 0.25 Acres
  • Features: FloodZone,Landscaped,Near Golf Course,Oversized Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,879$58,548
Home Insurance *$662$7,944
Property Taxes $1,467$17,604
Electricity $276$3,318
Total$7,284$87,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,737/yr
40% on housing$218,520/yr
45% on housing$194,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$214
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$945,000
2026-07-09Price change$965,000
2026-06-09Listed for sale$985,000
2024-03-13Sold$840,000
2024-02-21Pending sale$849,900
2024-02-17Listed for sale$849,900
2012-04-03Sold$425,000
2012-01-20Price change$448,898
2011-10-08Listed for sale$469,898
2010-08-07Listing removed$569,000
2010-02-07Listed for sale$569,000
1996-12-06Sold$46,500

For Sale by Agent

AgentTerry Morrison
BrokerageRE/MAX HARBOR REALTY

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