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1604 N Manatee Loop, Punta Gorda, FL, 33950

1beds
1baths
408sqft
$115,000
$282price/sqft
$943/moest. monthly cost
$37,720/yrincome needed

About This Home

THIS BEAUTIFUL TURN-KEY 2004 Chariot Park Model home in Alligator Park a highly sought after 55+ active community in Punta Gorda. This one bedroom one bathroom is designed for comfortable living featuring vinyl plank flooring throughout NO CARPET, bright and airy with windows surrounding the home and high vaulted ceiling. Inside you have a comfortable reclining sofa, counter stools and a cozy dining nook. The kitchen offers plenty of cabinet and counter space. In the bedroom there is a full-length closet and ensuite bath with a shower/tub combination. The water heater was replaced in 2020 and the roof replaced in 2022 and and all new skirting. The private screened in lanai offers all NEW VINYL WINDOWS with shades for the perfect morning coffee and evening night cap and entertaining and comes with a portable A/C unit for hotter days. Your private laundry room is located in the lanai/Florida room. In the rear you have room for a patio table, barbecue and comes with a 8x10 detached shed for more storage. There is parking for two vehicles in the front of the home. The asking price INCLUDES the park share $60,000, and the low HOA fee covers water, sewer, lawn care, a community clubhouse, brand-new pool and lap pool, library, and more. With over 50 acres of paved, lighted streets and a 34-acre lake for fishing or non-motorized boating, Alligator Park offers an active lifestyle. Situated near downtown Punta Gorda’s vibrant waterfront, you’ll enjoy easy access to Laishley and Gilchrist Parks for dining, shopping, and entertainment. This home is sold turnkey—schedule your showing today before it’s gone! Schedule your showing today, FINANCING AVAILABLE ASK LISTING AGENT FOR INFORMATION.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-54.2 mi
4/10
4/10
Charlotte High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Outside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 408
  • Total interior livable area: 408 sqft

Kitchen

  • Features: No Closet
  • Level: First

Living Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First

Primary Bathroom

  • Features: Exhaust Fan,Storage Closet
  • Level: Basement

Primary Bedroom

  • Features: Ceiling Fan(s),Linen Closet
  • Level: First

Property

Details

  • Parcel number: 412327304920
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage
  • Waterfront features: Lake

Lot

  • Lot size: 2,399 sqft

Parking

  • Parking features: Driveway,Golf Cart Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$79$948
Property Taxes $86$1,032
Electricity $197$2,366
Total$943$11,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,331/yr
40% on housing$28,290/yr
45% on housing$25,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$217
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Price change$115,000
2026-02-18Listed for sale$118,000
2025-08-06Listing removed$125,000
2025-03-16Price change$125,000
2025-02-10Listed for sale$135,000
2022-11-08Sold$121,000
2022-09-17Pending sale$129,900
2022-09-08Listed for sale$129,900
2022-07-28Listing removed--
2022-07-15Price change$129,900
2022-06-28Listed for sale$137,000
2013-04-22Sold$22,000

For Sale by Agent

AgentJill Null
BrokerageCOLDWELL BANKER REALTY

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