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5131 S Manatee Ter, Homosassa, FL, 34446

1beds
1baths
911sqft
$184,900
$203price/sqft
$1,541/moest. monthly cost
$61,640/yrincome needed

About This Home

Charming and versatile property offering strong investment potential or an ideal primary residence. Recently updated, this home features fresh interior and exterior paint and is move-in ready. The layout includes 1 bedroom and 1 bathroom, with additional space that could be utilized as a second bedroom, plus a bonus room for added flexibility. The updated bathroom includes a jetted tub. Exterior features add significant value, including a screened-in lanai, a detached shed with a tiny home-style appearance, and a separate utility building designed like a small barn with an attached greenhouse. The property is equipped with a permanent RV pad with water, electric (30 amp), and sewer hookups, with space to accommodate up to two RVs. A 90-foot driveway provides ample parking. Recent improvements include a new roof, upgraded electrical system, mini-split AC unit, and tankless water heater. The septic system has been recently inspected and approved (January 2026). The utility/barn structure has also been updated with a newer roof and flooring.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Crystal River High SchoolGrades PK,9-128.4 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Block,Slab
  • Roof: Flat
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Refrigerator,Washer
  • Laundry features: Laundry - Living Area

Bathroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bookcases,Jetted Tub,Laminate Counters,Window Treatments
  • Window features: Blinds
  • Flooring: Luxury Vinyl Plank,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,197
  • Total interior livable area: 911 sqft

Property

Details

  • Parcel number: 1157617
  • Zoning: MDRMH
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Rain Gutters,Paved Driveway
  • Has spa: Yes
  • Fencing: Chain Link

Lot

  • Lot size: 10,454 sqft
  • Features: Flat

Parking

  • Parking features: Driveway,Paved,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$85$1,020
Property Taxes $325$3,900
Electricity $197$2,366
Total$1,541$18,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,834/yr
40% on housing$46,230/yr
45% on housing$41,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 34446$148
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34446$163
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$184,900
2026-04-30Listing removed$184,900
2026-04-16Listed for sale$184,900
2025-12-16Sold$80,800
2025-10-18Pending sale$89,800
2025-10-14Listed for sale$89,800
2025-09-10Sold$66,300
2006-08-04Sold$35,000
2006-04-28Sold$19,700

For Sale by Agent

AgentJonathan Stafford
BrokerageWave Elite Realty LLC

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