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1606 San Sebastian, San Diego, CA, 92154

3beds
3baths
1,600sqft
$635,000
$397price/sqft
$4,510/moest. monthly cost
$180,400/yrincome needed

About This Home

Some homes simply check the boxes. This one changes the way you experience home. Mornings begin with sunlight filling an open, airy living space, coffee on the balcony, and a kitchen designed to keep everyone connected whether you're preparing a quick breakfast or hosting friends for dinner. Built in 2021, this three story townhome blends clean contemporary design with everyday functionality, offering 3 bedrooms, 2.5 bathrooms, and approximately 1,600 square feet of thoughtfully planned living space. The heart of the home is an expansive open concept where the kitchen, dining, and living areas flow effortlessly together. Upstairs, the private primary suite creates a quiet retreat, while two additional bedrooms adapt to whatever life calls for next a home office, guest space, fitness room, or growing household. Life here extends beyond your front door. Cool off in the community pool, unwind in the spa, gather with neighbors at the BBQ and picnic areas, or simply enjoy the ease of low maintenance living. With shopping, dining, parks, schools, Otay Ranch, major freeways, and the border all within easy reach, convenience becomes part of your daily routine. More than a place to live, 1606 San Sebastian is designed for the rhythm of modern life where style meets simplicity, weekends require less maintenance, and every space feels ready for your next chapter.

Getting Around

7
WalkingCar-Dependent
39
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

8/10
Ocean View Hills SchoolGrades K-50.9 mi
6/10
4/10
San Ysidro High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Stacked,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 6450811419
  • Attached to another structure: Yes
  • Zoning: R-1 R-2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Community,Association
  • Has view: Yes
  • View description: Neighborhood

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Wildfire
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$112$1,344
Property Taxes $790$9,480
Electricity $398$4,786
Total$4,510$54,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,628/yr
40% on housing$135,300/yr
45% on housing$120,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 92154$365
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92154$499
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$635,000
2026-07-31Listed for sale$635,000

For Sale by Agent

AgentIrving Navarro
BrokerageFinest City Homes

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