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1521 Cooper St, Missoula, MT, 59802

--beds
--baths
--sqft
$599,000
--price/sqft
$3,746/moest. monthly cost
$149,840/yrincome needed

About This Home

This prime mixed-use commercial property in the heart of Missoula, Montana, sits on a large 7,797 square foot lot, with a 4,640 square foot building. Zoned C-14, the property offers exceptional versatility and unlimited potential. The main level (3360 square feet) includes three high-ceiling spaces, perfect for creating open work areas, warehouse use, or displaying products, while the spacious, welcoming lobby provides a nice professional entrance. Additionally, there are two bathrooms on the lower level to ensure comfort and convenience. The property also features an upstairs area (1,280 square feet), offering ample space for offices, storage, or additional work areas. With a strategic location in a growing business hub, this property presents a fantastic opportunity for investors or business owners looking to establish or expand their presence in Missoula.

Getting Around

76
WalkingVery Walkable
43
TransitSome Transit
99
BikeBiker's Paradise

Schools

3/10
Lowell SchoolGrades PK-50.2 mi
5/10
Porter Middle SchoolGrades 6-82.3 mi
6/10
Hellgate High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily

Interior

Heating

  • Heating features: Has Heating (Unspecified Type)

Property

Lot

  • Lot size: 7,797 sqft

Parking

  • Total spaces: 5
  • Parking features: Additional Parking,Alley Access,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $178$2,136
Property Taxes $389$4,668
Electricity $151$1,812
Total$3,746$44,952

Income You'd Need if You Spent...

35% on housing$128,434/yr
40% on housing$112,380/yr
45% on housing$99,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 59802$217
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59802$326
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$579,000
2026-07-27Listed for sale$599,000
2026-07-07Contingent$599,000
2026-06-10Price change$599,000
2026-05-21Listed for sale$629,000
2025-07-23Listing removed$729,000
2024-10-05Listed for sale$729,000

For Sale by Agent

AgentDawn Maddux
BrokerageEngel & Völkers Missoula

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