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400 N Dividing Ridge Rd, Sadieville, KY, 40370

2beds
1baths
944sqft
$335,000
$355price/sqft
$2,230/moest. monthly cost
$89,200/yrincome needed

About This Home

33 acres to come home to relax, hunt or farm, what is your dream. Deer, wild turkey and more to hunt from your backyard. The house is a cozy 2 bedroom 1 bath, kitchen and living room. The bath is remodeled updated and large. The kitchen has beautiful Hickory wood cabinets , good prep space fully equipped and eat in. The family and friends will love gathering in this space. You are less then 10 minutes to I-75 or Cherry Blossom.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
9/10
7/10
Scott County High SchoolGrades 9-1211.7 mi

Construction

Materials

  • Foundation: Pillar/Post/Pier,Wood
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 944

Heating & Cooling

  • Heating features: Forced Air,Wood,Propane Tank Owned
  • Cooling features: Electric

Interior Area

  • Total structure area: 944
  • Total interior livable area: 944 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 23300003.000

Features

  • Levels: One
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 33.32 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$210$2,520
Property Taxes $173$2,076
Electricity $154$1,850
Total$2,230$26,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,457/yr
40% on housing$66,900/yr
45% on housing$59,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 40370$216
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40370$168
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$335,000

For Sale by Agent

AgentThe Prather Team - Michael Prather
BrokerageKeller Williams Bluegrass Realty

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