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3121 Princeton Ave, Stockton, CA, 95204

3beds
1baths
962sqft
$413,000
$429price/sqft
$2,892/moest. monthly cost
$115,680/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 1-bath home, where natural light pours into a bright, cozy living room and highlights the beautifully finished wood floors throughout. Step outside to a generous backyard with mature fruit trees, a whimsical treehouse, and plenty of space to relax, entertain, or expand with a possible ADU. Perfect for anyone looking to create their ideal home or invest in a great opportunity.

Getting Around

23
WalkingCar-Dependent
24
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

2/10
Hoover Elementary SchoolGrades K-80.3 mi
3/10
Cesar Chavez High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 962 sqft

Kitchen

  • Features: Stone Counters

Property

Details

  • Zoning description: Res
  • Special condition: Offer As Is

Lot

  • Lot size: 8,637 sqft
  • Features: Landscape Front

Parking

  • Total spaces: 1
  • Parking features: Attached,RV Storage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,088$25,056
Home Insurance *$135$1,620
Property Taxes $271$3,252
Electricity $398$4,786
Total$2,892$34,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,154/yr
40% on housing$86,760/yr
45% on housing$77,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 95204$213
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95204$288
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$413,000
2026-05-05Price change$413,000
2026-03-27Listed for sale$415,000
2024-06-21Sold$400,050
2024-04-30Pending sale$398,888
2024-04-25Listed for sale$398,888

For Sale by Agent

AgentValerie Morales
BrokerageHomeSmart PV & Associates

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