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626 W Cottle Ln, Farmington, UT, 84025

4beds
3baths
4,199sqft
$1,199,950
$286price/sqft
$7,649/moest. monthly cost
$305,960/yrincome needed

About This Home

Welcome to 626 W Cottle Lane-where location, lifestyle, and opportunity come together in one of Farmington's most desirable areas. Situated directly across from a large regional park and just minutes from premier shopping, dining, and entertainment at Station Park, this home offers the perfect balance of convenience and everyday enjoyment. Commuters will appreciate quick access to I-15, while outdoor enthusiasts will love the nearby trails, open space, and proximity to Lagoon Amusement Park. Designed with both functionality and style in mind, this beautifully constructed new home features an open-concept layout filled with natural light, creating a bright and inviting atmosphere throughout. The spacious great room flows seamlessly into the kitchen and dining area and opens directly to a large covered back deck-perfect for entertaining or relaxing while enjoying peaceful mountain and open farm field views. The kitchen showcases modern finishes, including custom cabinetry, quartz countertops, a large island, and sleek hardware for a clean, elevated look. Upstairs, a generous bonus room off the stair landing provides flexible space for a second living area, playroom, or home office-offering versatility to fit your lifestyle. The private primary suite offers a relaxing retreat with a well-appointed en suite bathroom featuring dual vanities, a separate shower, and a spacious walk-in closet. Additional bedrooms provide comfort for family or guests, while thoughtful features like a dedicated laundry room, functional mudroom, and ample storage enhance everyday living. The home also includes a 3-car garage and an unfinished basement with approximately 1,281 sq ft, offering incredible potential for future expansion, additional living space, or increased home value. What truly sets this home apart is the exceptional financial opportunity: the builder is offering $31,392.45 toward a rate buydown or closing costs when using the preferred lender-creating the potential for significantly lower monthly payments and increased affordability compared to similar homes in the area. Homes in this location rarely offer this combination of new construction, scenic views, functional design, future potential, and substantial buyer incentives. If you've been waiting for the right opportunity in Farmington, this is one you don't want to miss. Schedule your private showing today and discover how far your monthly payment can go with this limited-time incentive.

Getting Around

24
WalkingCar-Dependent
31
TransitSome Transit
64
BikeBikeable

Schools

6/10
Canyon Creek SchoolGrades PK-60.6 mi
6/10
7/10
Farmington HighGrades 10-120.6 mi

Construction

Condition

  • Property condition: Und. Const.
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Asphalt,Concrete,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Portable Dishwasher,Microwave,Disposal,Gas Range,Built-In Range
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1

Features

  • Separate Bath/Shower,Walk-In Closet(s)
  • Window features: None,Bay Window(s),Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Equipment,Fireplace Insert,Insert
  • Fireplace: Yes
  • Finished area above ground: 2,918

Heating & Cooling

  • Heating features: Central,Gas Stove
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,199
  • Total interior livable area: 4,199 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 086910001
  • Zoning: R-1
  • Zoning description: Single-Family

Features

  • Levels: Two
  • Stories: 3
  • Patio & porch: Porch,Open Porch
  • Exterior features: Balcony,Entry (Foyer)
  • Fencing: Partial
  • Topography of land: Terrain
  • Residential vegetation: Landscaping: Part

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot,Sprinkler: Auto-Part
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Earthquake
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance $257$3,084
Property Taxes $1,071$12,852
Electricity $254$3,058
Total$7,649$91,788

Income You'd Need if You Spent...

35% on housing$262,251/yr
40% on housing$229,470/yr
45% on housing$203,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 84025$211
Davis County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 84025$245
Davis County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-28Price change$1,224,950
2024-08-24Listed for sale$1,249,950

New Construction

AgentMcCall Vargas
BrokerageEast Avenue Real Estate, LLC

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