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2855 Del Rio Dr, Stockton, CA, 95204

3beds
2baths
1,606sqft
$485,000
$302price/sqft
$3,327/moest. monthly cost
$133,080/yrincome needed

About This Home

Welcome to this beautifully updated 3-bedroom, 2-bathroom home. It truly move-in ready and full of thoughtful touches throughout. It's a chef's delight kitchen with plenty of storage. Including pull-out drawers, stainless steel appliances, perfect for cooking and gathering. Features recessed lighting that adds a warm modern glow. Open and inviting layout with beam ceiling connecting kitchen to the family room, where a cozy gas fireplace brings warmth and charm on chilly evenings. Step outside to an oversized deck with built-in gas line for your BBQ. Ideal for entertaining or relaxing. Newer H/VAC, Water Heater to top it off. Don't miss seeing this one!

Getting Around

22
WalkingCar-Dependent
23
TransitMinimal Transit
56
BikeBikeable

Schools

2/10
Hoover Elementary SchoolGrades K-80.6 mi
3/10
Cesar Chavez High SchoolGrades 9-124.8 mi
4/10

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Den
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,606 sqft

Kitchen

  • Features: Pantry Cabinet,Kitchen/Family Combo

Property

Details

  • Parcel number: 10927008
  • Zoning: R1
  • Special condition: Standard

Features

  • Fencing: Wood

Lot

  • Lot size: 7,701 sqft
  • Features: Auto Sprinkler F&R

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$158$1,896
Property Taxes $319$3,828
Electricity $398$4,786
Total$3,327$39,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,068/yr
40% on housing$99,810/yr
45% on housing$88,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 95204$213
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95204$288
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$485,000
1998-04-03Sold$101,500

For Sale by Agent

AgentKaren Cooper
BrokeragePartners Real Estate

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