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4241 Kendall Springs Rd, Owingsville, KY, 40360

5beds
0baths
4,101sqft
$599,000
$146price/sqft
$4,442/moest. monthly cost
$177,680/yrincome needed

About This Home

Your dream country farm awaits! This immaculate 24.32-acre fully fenced farm offers a rare opportunity to embrace a simpler way of life with limitless potential for the future. The spacious 4,100 sq ft, 2-story one owner home is filled with charm, featuring beautiful hardwood floors and a thoughtful layout with 5 cozy bedrooms, 2 kitchen areas, a partial basement, mudroom, pantry, and utility room. A cistern and public water are both available on the property. While it's currently built for living off the grid, this is your chance to update and transform it into the perfect modern haven if desired. The property also includes a versatile and attractive metal building that can easily become a guest house or workshop, plus an impressive 6-stall barn with a tack room, storage/office area, concrete floors, and lofts—ideal for horses. With flat, fertile land perfect for grazing or crops, the possibilities here are endless. Whether you're ready to refresh the home or keep as is, this is an incredible opportunity to create something truly special. Your perfect farm lifestyle is waiting-come make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
6/10
Bath County High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5

Bonus Room

  • Level: Second

Features

  • Eat-in Kitchen,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 4,101

Heating

  • Heating features: Coal

Interior Area

  • Total structure area: 4,101
  • Total interior livable area: 4,101 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0350000017.01

Features

  • Levels: Two
  • Fencing: Other,Wood
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 24.32 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$466$5,592
Property Taxes $625$7,500
Electricity $323$3,886
Total$4,442$53,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,297/yr
40% on housing$133,260/yr
45% on housing$118,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 40360$138
Bath County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 40360$134
Bath County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$575,000
2025-12-22Listed for sale$599,000
2025-09-02Contingent$599,000
2025-08-26Price change$599,000
2025-07-29Price change$625,000
2025-04-10Listed for sale$650,000

For Sale by Agent

AgentJill C Ratliff
BrokerageParagon Realty Partners

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