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7519 Speckle Belly Blvd, Owens Cross Roads, AL, 35763

5beds
5baths
3,580sqft
$649,900
$182price/sqft
$4,294/moest. monthly cost
$171,760/yrincome needed

About This Home

Under Construction-Welcome to the Oxford B in the Meadows at Hampton Cove in beautiful Owens Cross Roads—a place where mountain views wrap around you and the cove setting feels like home the moment you arrive. This beautiful home showcases soaring 10-foot ceilings, a chef's kitchen perfect for culinary enthusiasts, and a cozy gas fireplace as the centerpiece of the open-concept living area. The luxurious primary suite features a spa-like bath with double vanity, separate tub and shower, plus an oversized closet. Upstairs discover a versatile bonus room and loft space ideal for entertainment, with two beds and baths.

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Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
Hampton Cove Elementary SchoolGrades PK-53.5 mi
10/10
Hampton Cove Middle SchoolGrades 6-83.5 mi
8/10
Huntsville High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Foundation: Slab

Other

  • Builder name: DAVIDSON HOMES LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave,Gas Water Heater,Gas Cooktop,Tankless Water Heater

Bedroom2

  • Features: 10’ + Ceiling,LVP
  • Level: First
  • Area: 110

Bedroom3

  • Features: 10’ + Ceiling,LVP
  • Level: First
  • Area: 108

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 144

Bedroom5

  • Features: Carpet
  • Level: Second
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Carpet
  • Level: Second
  • Area: 208

Dining Room

  • Features: 10’ + Ceiling,LVP Flooring
  • Level: First
  • Area: 168

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Great Room

  • Features: 10’ + Ceiling,Crown Molding,Fireplace,LVP
  • Level: First
  • Area: 260

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 3,580 sqft

Kitchen

  • Features: 10’ + Ceiling,Crown Molding,Kitchen Island,Pantry,Built-in Features,LVP,Quartz
  • Level: First
  • Area: 240

Loft

  • Features: Carpet
  • Level: Second
  • Area: 210

Master Bedroom

  • Features: 10’ + Ceiling,Crown Molding,Walk-In Closet(s),LVP
  • Level: First
  • Area: 210

Property

Details

  • Parcel number: 2203050000077092

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered Patio
  • Exterior features: Curb/Gutters,Sidewalk,Sprinkler Sys

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: Garage-Three Car,Garage-Attached,Garage Door Opener,Garage Faces Side,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$397$4,764
Property Taxes $211$2,532
Electricity $400$4,807
Total$4,294$51,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$171,760/yr
35% on housing$147,222/yr
40% on housing$128,820/yr
45% on housing$114,506/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 35763$164
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35763$168
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$649,900

New Construction Spec

AgentStacy Church
BrokerageDavidson Homes LLC 4
Phone334-618-4453
View on Zillow

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