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375 BEECHNUT Circle, Saint Augustine, FL, 32095

3beds
3baths
2,176sqft
$499,900
$230price/sqft
$3,315/moest. monthly cost
$132,600/yrincome needed

About This Home

The Preserve at Bannon Lakes living is the ideal place to settle due to its proximity to I-95 which makes an easy commute to Jacksonville or down the street to St Augustine & the Beaches. This nearly new 3 Bedroom with study/flex room and 3 full bathrooms on gorgeous lakefront lot. One bedroom guest suite offers convenience for your guest or family member. Upgrades after closing include expanded driveway & pavers, upgraded landscaping, epoxy floor garage, lighting & ceiling fans, hard wired security system, video doorbell. Kitchen features island with sink, natural gas range, large pantry, microwave vented to exterior. Washer & dryer, water softener included. Screened porch with pavers is the ideal location to watch cormorants, geese, white ducks, wood ducks, Great Blue herons, egrets and the gorgeous sunsets. Bannon Lakes includes gorgeous community pool, clubhouse, fitness center, tennis, pickleball, basketball and dog park.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Mill Creek AcademyGrades PK-83.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Gas Range,Ice Maker,Microwave,Refrigerator,Tankless Water Heater,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,In Unit,Lower Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Breakfast Nook,Ceiling Fan(s),Entrance Foyer,Guest Suite,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Master Downstairs,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,843
  • Total interior livable area: 2,176 sqft

Property

Details

  • Parcel number: 0270184270

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Screened
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 125 x 50 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$258$3,096
Property Taxes $312$3,744
Electricity $218$2,627
Total$3,315$39,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,657/yr
40% on housing$99,450/yr
45% on housing$88,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$225
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$499,900
2024-05-14Sold$516,900

For Sale by Agent

AgentANITA MILLAR
BrokerageROYAL HIGHLANDER REAL ESTATE CONSULTANTS, LLC.

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