1017 Oak Arbor Cir, Saint Augustine, FL, 32084
About This Home
Beautifully updated 3-bedroom, 2-bath concrete block home in desirable Heritage Park, offering the perfect combination of comfort, convenience, and peace of mind. Extensive improvements have already been completed, including new hurricane rated energy-efficient windows, new HVAC/heat pump system, remodeled kitchen, renovated primary bath, authentic bamboo flooring, new whole-house water filtration system, new storage shed, new washer/dryer, new cordless invisible profile blinds and fresh interior and exterior paint. The bright, open floor plan and vaulted ceilings create an environment of comfortable spaciousness. Enjoy water views from the property and a backyard that offers premium landscaping and plenty of space for outdoor living, gardening, or simply enjoying Florida’s beautiful weather. Located just minutes from I-95, this home provides easy access for commuters while remaining close to everything that makes St. Augustine special. Historic downtown St. Augustine, with its restaurants, shopping, galleries, and waterfront attractions, is only a short drive away. The beautiful beaches, including Vilano Beach and St. Augustine Beach are easily accessible for days spent enjoying the sun, sand, and ocean. With extensive recent upgrades, a convenient location, and proximity to the area’s top attractions, this move-in-ready home offers exceptional value and low-maintenance living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Interior Area
- Total structure area: 1,466
- Total interior livable area: 1,466 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 1032010720
- Zoning: res
Features
- Stories: 1
- Entry location: Ground Level
- On waterfront: Yes
- Waterfront features: Man-Made Pond
Lot
- Lot size: 6,534 sqft
- Features: Less than 1/4 Acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Coastal Flooding
- Hurricane
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Johns County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,072 | $24,864 |
| Home Insurance * | $365 | $4,380 |
| Property Taxes | $566 | $6,792 |
| Electricity | $197 | $2,366 |
| Total | $3,200 | $38,400 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Price change | $409,900 |
| 2026-06-16 | Listed for sale | $435,000 |
| 2022-11-01 | Sold | $398,000 |
| 2022-10-24 | Pending sale | $409,000 |
| 2022-10-08 | Listed for sale | $409,000 |
| 2022-10-08 | Contingent | $409,000 |
| 2022-10-03 | Listed for sale | $409,000 |
| 2022-09-17 | Listing removed | $409,000 |
| 2022-09-17 | Listed for sale | $409,000 |
| 2022-09-07 | Contingent | $409,000 |
| 2022-08-22 | Price change | $409,000 |
| 2022-08-05 | Listed for sale | $429,900 |
| 2004-09-15 | Sold | $35,000 |
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