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2 POINCIANA COVE Road, Saint Augustine, FL, 32084

3beds
2baths
1,344sqft
$399,999
$298price/sqft
$3,195/moest. monthly cost
$127,800/yrincome needed

About This Home

Discover the perfect blend of coastal charm and flexibility in this pristine beach cottage in historic St. Augustine. Currently used as a cherished second home and occasional short term rental, this property is ideal as a primary residence, vacation retreat or income producing opportunity. Inside, the bright open concept design features a kitchen with stainless steel appliances flowing seamlessly into a spacious living area with soaring vaulted ceilings. The main level primary suite offers exceptional natural light and relaxed coastal accents, creating a peaceful private retreat. Enjoy tranquil marsh views from your covered front porch. Nestled in a quiet cove just minutes from historic downtown St. Augustine, beautiful beaches and local dining, this prime location offers convenience and charm. The turnkey furniture package makes moving in or starting a rental effortless. Schedule your private tour today and experience easy coastal living at its finest!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

7/10
7/10
Sebastian Middle SchoolGrades 6-81.1 mi
5/10
St. Augustine High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 1498950400
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Fenced,Wood

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Attached,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$356$4,272
Property Taxes $620$7,440
Electricity $197$2,366
Total$3,195$38,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,542/yr
40% on housing$95,850/yr
45% on housing$85,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$233
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$399,999
2026-04-25Price change$409,000
2026-02-03Price change$415,000
2025-12-06Listed for sale$420,000
2022-11-22Sold$370,000
2022-11-19Pending sale$379,900
2022-10-16Contingent$379,900
2022-10-06Listed for sale$379,900
2017-12-15Sold$229,000
2011-10-22Listing removed$259,900
2011-06-03Listed for sale$259,900

For Sale by Agent

AgentBILLY DEZIUS
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

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