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4629 Serena Cir, Saint Augustine, FL, 32084

3beds
2baths
1,460sqft
$399,000
$273price/sqft
$2,578/moest. monthly cost
$103,120/yrincome needed

About This Home

Experience the pinnacle of coastal luxury in this one-of-a-kind Vista Cove sanctuary, where every detail has been meticulously upgraded to outshine the rest. This sun-drenched residence is a masterclass in modern design, featuring a carpet-free interior accented by fresh paint, updated light fixtures, and designer plantation shutters throughout. At the heart of the home, a chef’s dream kitchen showcases custom concrete countertops and ample storage, while the living area draws you in with custom accents, elegant shiplap, and a cozy fireplace finished with a new thoughtfully created mantle. The primary suite offers a true spa experience with a fully remodeled bathroom boasting a deep soaking tub and a sleek glass-enclosed shower. Beyond its aesthetic appeal, this home provides ultimate peace of mind with a newer roof, a new interior air handler, an upgraded smart thermostat, and a premium water treatment system. Step out onto the private lanai to enjoy serene pond views and breathtaking sunrises. Utilize the rare oversized attached garage for your storage needs. As part of the Vista Cove lifestyle, you’ll enjoy on-site RV and boat storage included in your HOA, along with a community dock on the saltwater inlet featuring views of the historic St. Augustine skyline. Perfectly positioned just 5 minutes from downtown and 10 minutes from the beach, this turn-key masterpiece is the rare find your buyers have been waiting for.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
7/10
Sebastian Middle SchoolGrades 6-80.9 mi
5/10
St. Augustine High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Combo

Features

  • Ceiling Fan(s),Chandelier
  • Window features: Window Treatments
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,460
  • Total interior livable area: 1,460 sqft

Master Bathroom

  • Features: Tub/Shower Separate

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0941514629
  • Zoning: CL-1

Features

  • Levels: Split
  • Stories: 1
  • Entry location: 2nd Story
  • Pool features: In Ground
  • Patio & porch: Screened Porch
  • Spa features: Community

Lot

  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: 1 Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$355$4,260
Property Taxes $9$108
Electricity $197$2,366
Total$2,578$30,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,388/yr
40% on housing$77,340/yr
45% on housing$68,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$233
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$425,000
2026-04-24Price change$427,000
2026-03-26Price change$429,000
2026-01-08Listed for sale$439,000
2024-03-13Sold$400,000
2024-01-12Listed for sale$415,000
2016-11-21Sold$175,000
2004-12-30Sold$167,000

For Sale by Agent

AgentMegaen Sandifer, The Newcomer Group
BrokerageThe Newcomer Group

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