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620 PALENCIA CLUB Drive #305, Saint Augustine, FL, 32095

3beds
3baths
2,675sqft
$769,900
$288price/sqft
$5,659/moest. monthly cost
$226,360/yrincome needed

About This Home

Rare opportunity to own in the prestigious Promenade at Palencia condominium. This End-Unit Top Floor home overlooks Palencia Golf Course, Park and Recreation Center from its 3 balconies and private windows. Walk across the street after a day of golf or pickleball and relax on your balcony to watch the sunset. Or bring your coffee out on the main bedroom balcony and watch the sunrise. Walk across the park for dinner at The Palencia Club where you can enjoy full or social memberships. Strolling down Market Street is a great way to enjoy an evening. Bike to the generously outfitted Fitness Center. This 15-home building has elevator lobbies on each floor & access to under-building garage with 2 assigned parking spaces & extra-large private locked storage space. Palencia has 20 miles of biking & hiking trails, tennis, neighborhood parks, pickleball, fitness, shopping area, 2 recreation centers & intra-coastal boardwalk. Reserve your private showing and experience the Palencia difference.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
9/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Concrete
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Spanish
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Sink,Washer Hookup

Bedroom2

  • Area: 171
  • Dimensions: 14.25 x 12.00

Bedroom3

  • Area: 129.25
  • Dimensions: 11.00 x 11.75

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 320
  • Dimensions: 20.00 x 16.00

Features

  • Breakfast Bar,Breakfast Nook,Ceiling Fan(s),Entrance Foyer,Guest Suite,His and Hers Closets,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Marble,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Great Room

  • Area: 364
  • Dimensions: 22.75 x 16.00

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,675
  • Total interior livable area: 2,675 sqft

Kitchen

  • Area: 182
  • Dimensions: 14.00 x 13.00

Master Bedroom

  • Area: 316
  • Dimensions: 19.75 x 16.00

Other

  • Area: 130
  • Dimensions: 13.00 x 10.00

Property

Details

  • Parcel number: 0720701350
  • Attached to another structure: Yes
  • Zoning description: Condominium

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Side Porch
  • Exterior features: Balcony,Other
  • Has view: Yes
  • View description: Golf Course,Lake,Other
  • Has water view: Yes
  • Water view: Lake

Parking

  • Total spaces: 2
  • Parking features: Community Structure,Garage,Secured,Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance *$397$4,764
Property Taxes $1,100$13,200
Electricity $269$3,230
Total$5,659$67,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,022/yr
40% on housing$169,770/yr
45% on housing$150,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$224
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-09Price change$844,900
2025-08-24Price change$859,900
2025-07-01Listed for sale$876,000
2013-02-17Listing removed$325,000
2013-02-15Listed for sale$325,000
2012-05-24Sold$320,000
2012-04-24Pending sale$325,000
2012-04-05Price change$325,000
2011-02-25Price change$425,000
2010-11-14Price change$444,800
2010-08-11Price change$499,000
2009-11-22Listed for sale$549,000

For Sale by Agent

AgentANITA MILLAR, ROYAL HIGHLANDER REAL ESTATE CONSULTANTS, LLC.
BrokerageROYAL HIGHLANDER REAL ESTATE CONSULTANTS, LLC.

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