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5384 5th St, Saint Augustine, FL, 32080

3beds
2baths
1,670sqft
$519,000
$311price/sqft
$3,773/moest. monthly cost
$150,920/yrincome needed

About This Home

Tucked beneath a canopy of mature oaks on a generous 75' x 120' homesite, this Butler Beach home is ideally positioned between the Atlantic Ocean and the Intracoastal Waterway. The location invites a lifestyle defined by sunrises, beach walks, bike rides and a fun spot to surf. Short term rentals allowed. Inside, the 1,670-square-foot floor plan features three bedrooms and two baths with a split-bedroom layout for added privacy. Vaulted ceilings create a sense of space, while the separate dining area and spacious living room provide comfortable gathering spaces for both everyday living and entertaining. Outside, enjoy a fully fenced backyard and screened patio. Constructed of durable concrete block, the home has been thoughtfully maintained with a roof replacement approximately five years ago, updated plumbing with a full repipe, and the added peace of mind of a transferable termite bond. The home is on sewer. Whether you're searching for a primary residence, beach retreat, or investment opportunity, this is prime opportunity to own a home on Anastasia Island, where the best of coastal Florida is never more than a few minutes away.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Combo

Features

  • Cathedral Ceiling(s),Great Room,Ceiling Fan(s),Chandelier
  • Window features: Window Treatments
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,670
  • Total interior livable area: 1,670 sqft

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1827350300
  • Zoning: RS-3

Features

  • Levels: Split
  • Stories: 1
  • Entry location: Ground Level
  • Patio & porch: Screened Porch
  • Fencing: Full

Lot

  • Lot size: 9,147 sqft
  • Features: Regular,Less than 1/4 Acre
  • Lot size dimensions: 75' x 120'

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$408$4,896
Property Taxes $544$6,528
Electricity $197$2,366
Total$3,773$45,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,360/yr
40% on housing$113,190/yr
45% on housing$100,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 32080$343
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32080$356
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$519,000
2026-07-09Listed for sale$565,000
2026-07-07Listing removed--
2026-06-08Listed for sale$565,000

For Sale by Agent

AgentDanielle Gustafson
BrokerageOne Sotheby's Int (A1A Beach)

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