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340 Ruby Elm Ave NE, Huntsville, AL, 35810

5beds
3baths
2,092sqft
$325,900
$156price/sqft
$2,290/moest. monthly cost
$91,600/yrincome needed

About This Home

**Qualifies for 2/1 GOV Buy Down AND up to $30,000 in Flex Cash for MAY closing! **AS LOW AS 1.99 - 2.99 - 3.99 ** The Lakeside home offers 5-bedrooms, 3-bathrooms, and over 2,000 sq ft. Two bedrooms share a full bath near the entry, while two more, a bath, and laundry are on the opposite side. The kitchen features granite or quartz countertops, an island, stainless steel appliances, and a pantry, all open to the dining and main living rooms. The primary suite includes a double vanity, walk-in shower, and a spacious walk-in closet. A back porch completes this inviting layout. Photos may be of a similar home and are for representational purposes only. America's S

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
15
BikeSomewhat Bikeable

Schools

2/10
Ronald McNair 7-8Grades 7-83.2 mi
3/10
Lee High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Foundation: Slab

Other

  • Builder name: DR HORTON

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range

Bathroom1

  • Features: Double Vanity,Walk-In Closet(s),LVP Flooring,Quartz

Bathroom2

  • Features: Recessed Lighting,Smooth Ceiling,LVP,Quartz

Bedroom2

  • Features: Carpet,Smooth Ceiling
  • Level: First
  • Area: 130

Bedroom3

  • Features: Carpet,Smooth Ceiling
  • Level: First
  • Area: 130

Bedroom4

  • Features: Carpet,Smooth Ceiling
  • Level: First
  • Area: 110

Bedroom5

  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 121

Features

  • Smart Thermostat
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,092 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry,Smooth Ceiling,LVP
  • Level: First
  • Area: 154

Laundry Room

  • Features: Smooth Ceiling,LVP Flooring

Living Room

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 247

Master Bedroom

  • Features: Carpet,Smooth Ceiling
  • Level: First
  • Area: 210

Property

Details

  • Other equipment: Electronic Locks,Lighting Automation,Other

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio
  • Exterior features: Curb/Gutters,Sidewalk

Lot

  • Lot size: 7,975 sqft
  • Lot size dimensions: 55 x 145

Parking

  • Parking features: Garage-Two Car,Garage-Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,647$19,764
Home Insurance *$298$3,576
Property Taxes $105$1,260
Electricity $240$2,881
Total$2,290$27,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,514/yr
40% on housing$68,700/yr
45% on housing$61,066/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 35810$104
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35810$140
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$325,900
2026-04-10Price change$319,900
2026-03-16Price change$325,900
2026-03-07Price change$309,900
2025-11-17Listed for sale$325,900
2025-11-03Pending sale$325,900
2025-08-19Listed for sale$325,900

New Construction Spec

AgentAbel Genao
BrokerageDHI Realty

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