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5005 Seashell Ter, San Ramon, CA, 94583

4beds
4baths
1,988sqft
$1,188,000
$598price/sqft
$7,744/moest. monthly cost
$309,760/yrincome needed

About This Home

Featuring Towns Plan 3, this brand-new park-facing home offers 4 bedrooms, 3.5 baths, and a 2-car side-by-side garage. Thoughtfully designed with quartz kitchen countertops, Bosch appliances, and shaker-style, paint-grade soft-close cabinetry, this home blends modern style with everyday functionality. The first floor includes a private bedroom with en-suite bath, ideal for guests or a home office. On the second level, enjoy the expansive main living area featuring a spacious living and dining room, perfect for entertaining, along with a private deck for relaxing. The primary bedroom is highlighted by a generous walk-in closet. Energy efficiency is enhanced with solar panels, available for lease or purchase. City Village is a thoughtfully planned community of 404 elegant residences, including a 2-acre public park with walking and biking trails, seating areas, and a community barbecue space. Ideally located near San Ramon's CityWalk neighborhood and within walking distance to City Center restaurants, movie theater, and shops, the community offers exceptional convenience. Additional nearby attractions include Central Park, Canyon Lakes Golf Course, and Bridges Golf Club, with easy access to schools, work, and transit. Photos are from another production home.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

9/10
10/10
Iron Horse Middle SchoolGrades 6-80.4 mi
10/10
California High SchoolGrades 9-122.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Reinforced Concrete
  • Roof: Shingle

Other

  • Builder name: SummerHill Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Bathroom

  • Features: PrimaryStallShowers

Bedroom

  • Features: GroundFloorBedroom

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Central Forced Air,2 plus Zones
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 1,988
  • Total interior livable area: 1,988 sqft

Property

Details

  • Parcel number: 2140102084
  • Zoning: MDR
  • Special condition: NewSubdivision

Features

  • Stories: 3

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,007$72,084
Home Insurance *$165$1,980
Property Taxes $1,146$13,752
Electricity $426$5,115
Total$7,744$92,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,508/yr
40% on housing$232,320/yr
45% on housing$206,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$598This listing

vs Other Active Listings

Avg $/sqft

ZIP 94583$578
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94583$752
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$1,188,000
2026-04-03Price change$1,208,000
2026-04-02Price change$1,228,000
2026-02-27Listed for sale$1,258,000

New Construction Spec

AgentJenny Qian
BrokerageSummerhill Brokerage, Inc.

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