29 Or 31 Cove Dr, Bay City, MI, 48706
About This Home
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Model For Sale
- New construction: Yes
Materials
- Construction materials: Stone,Vinyl Siding,Vinyl Trim
Type & Style
- Home type: Condo
- Property subType: Condominium,Duplex
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator,Gas Water Heater
Features
- Window features: Bay Window(s),Storms/Screens
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Property
Accessibility
- Accessibility features: Wheelchair Access,Accessibility Features,Accessible Doors,Accessible Central Living Area,Access Main Flr Half-Bath,Accessible Bedroom,Accessible Closets,Accessible Common Area,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen,Accessible Kitchen Appliances,Accessible Washer/Dryer,Accessible Bathroom Sink,Accessible Kitchen Sink,Accessible Main Flr Bedrm,Accessible Main Flr Bath,Wheelchair Accessible,Covered Entrance,Grab Bar Main Floor Bath,Lever Door Handles,No-step Entrance,Rocker Light Switches,Main Floor Laundry
Details
- Parcel number: #29 16002112502900
- Attached to another structure: Yes
- Zoning description: Residential
Features
- Patio & porch: Deck,Patio,Porch
- Exterior features: Lawn Sprinkler
- Has view: Yes
- View description: Water,River
- Has water view: Yes
- Water view: Water,River
- On waterfront: Yes
- Waterfront features: River Front,Waterfront
Lot
- Features: City Lot,Subdivision
Parking
- Total spaces: 2.5
- Parking features: Garage,Driveway,Attached,Electric in Garage,Garage Door Opener,Direct Access
- Has garage: Yes
- Attached garage spaces: 2.5
- Covered spaces: 2.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $392 | $4,704 |
| Property Taxes | $709 | $8,508 |
| Electricity | $188 | $2,259 |
| Total | $4,575 | $54,900 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-06 | Listed for sale | $649,900 |
View on Zillow