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3700 28th St Space 340, Sioux City, IA, 51105

3beds
2baths
1,260sqft
$44,000
$35price/sqft
$437/moest. monthly cost
$17,480/yrincome needed

About This Home

Here is a 3 bedroom 2 bath. Has a fenced in yard. This home has had lots of updates done to it, has new flooring, lights, paint, trim since early '26. A new furnace in dec '24. New roof in '19 and new electric in '23. Also has two sheds that will be staying with the home. Its location in lake forest moble home park. The park offers heated pool in the summer months and fitness room 24/7 access. You do have to fill out an application and be approved. Can message/text/call me to set up a time to see it. Home still has a lot of potential to it. Very nice home. Will not hold, first with cash and approved.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
3
BikeSomewhat Bikeable

Schools

2/10
Unity Elementary SchoolGrades PK-50.7 mi
5/10
North Middle SchoolGrades 6-82.5 mi
4/10
North High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Asphalt

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Interior Area

  • Total interior livable area: 1,260 sqft

Property

Features

  • Exterior features: Wood products

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $222$2,664
Home Insurance *$44$528
Property Taxes $50$600
Electricity $121$1,452
Total$437$5,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,982/yr
40% on housing$13,110/yr
45% on housing$11,653/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 51105$96
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51105$140
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$52,000
2026-03-22Price change$55,000
2026-03-12Listed for sale$60,000
2026-02-13Listing removed--
2025-11-21Listed for sale$40,000

For Sale by Owner

AgentDaniel Shelton

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