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4301 SE 38th St, Ocala, FL, 34480

5beds
5baths
4,070sqft
$640,000
$157price/sqft
$5,146/moest. monthly cost
$205,840/yrincome needed

About This Home

MAKE AN OFFER!! MOTIVATED SELLER. ENDLESS POTENTIAL. CAR ENTHUSIASTS!! Spacious Ocala Home with In-Law Suite, Workshops & Pool on 2.5 Acres! Discover this unique property close to everything Ocala. This home is ready for renovation and some demo has been started. This 5 bedroom 4 bath house features a HUGE great room that opens to an in-ground screened pool. A Fire Pit completes this backyard; just waiting for you to entertain your guests. The primary bedroom is oversized and located on the second floor with 2 other bedrooms and a second bath. A private primary bathroom that over looks the great room with large French doors leading to a cat walk. This is a distinctive architectural touch that allows you to feel like royalty. There is a fourth bedroom with a 1/2 bath that also has pool access. A bonus room right off the driveway can be a home office or a bedroom. In door laundry right off the kitchen. A detached MOVE-IN ready 1 bed 1 bath in-law suite provides extra living space. Could be for out of town guests, or additional income like an airbandb. In addition to the living space there is also 1 workshop 1500 sq ft with bay doors, 3 ton A/C Unit, air compressor, and blown in insulation. A 2nd workshop of 1800 Sq ft with 5 Ton A/C Unit, blown insulation, 1/2 bathroom, storage room. Did I mention the A-1 zoning allows for chickens. So this property comes with the perfect little red chicken house with running water to the site. You can embrace a little bit of country right in town. There is so much more to see. Don't miss the opportunity to create your dream space!

Getting Around

22
WalkingCar-Dependent
16
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

3/10
8/10
Osceola Middle SchoolGrades 6-84.1 mi
5/10
Forest High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Refrigerator
  • Laundry features: Inside

Bedroom5

  • Features: Built-in Closet
  • Level: First
  • Area: 240
  • Dimensions: 20x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Central Vacuum,Other
  • Door features: French Doors
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes

Great Room

  • Level: First
  • Area: 720
  • Dimensions: 30x24

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,500
  • Total interior livable area: 4,070 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 12x15

Primary Bathroom

  • Features: Linen Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 300
  • Dimensions: 15x20

Property

Details

  • Parcel number: 2973300101
  • Zoning: A1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Storage

Lot

  • Lot size: 2.50 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$606$7,272
Property Taxes $895$10,740
Electricity $409$4,915
Total$5,146$61,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,434/yr
40% on housing$154,380/yr
45% on housing$137,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 34480$217
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34480$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-05-28Price change$640,000
2025-02-05Listed for sale$690,000
2025-02-01Listing removed$749,000
2024-11-12Price change$749,000
2024-07-14Listed for sale$895,800
2022-08-12Sold$650,000
2022-06-14Pending sale$725,000
2022-05-18Price change$725,000
2022-04-22Listed for sale$750,000
2022-04-20Listing removed--
2022-01-22Listed for sale$699,900
2010-07-16Sold$275,000
2008-05-19Listing removed$399,900
2008-04-05Listed for sale$399,900

For Sale by Agent

AgentChristie Casey
BrokerageRE/MAX ALLSTARS REALTY

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