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1957 Allison Ave #200, Panama City Beach, FL, 32407

2beds
1baths
770sqft
$155,000
$201price/sqft
$1,111/moest. monthly cost
$44,440/yrincome needed

About This Home

Spacious, two bedroom, 1.5 bath furnished home with a large screened in deck that doubles your living area, while offering protection from the elements when needed. Great home for entertaining or a cozy beach hide away. Euro Mini-Splits provide affordable heating or cooling comfort, each remotely controlled to suite individual needs. Parking space for two vehicles. Home is located in the Dolphin Circle cul-de-sac. Use of resort amenities included. Contact our office today to schedule a showing.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

7/10
Breakfast Point AcademyGrades PK-81.9 mi
4/10
J.R. Arnold High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2018

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Washer,Dryer
  • Laundry features: Common Area

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Ceiling Fan(s),Skylight(s)
  • Window features: Skylight(s)

Interior Area

  • Total structure area: 770
  • Total interior livable area: 770 sqft

Property

Features

  • Patio & porch: Deck
  • Exterior features: Fitness Center,Tennis Court(s)
  • Fencing: Fenced

Parking

  • Parking features: OffStreet

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$55$660
Property Taxes $76$912
Electricity $197$2,366
Total$1,111$13,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,091/yr
40% on housing$33,330/yr
45% on housing$29,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$275
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Price change$155,000
2026-01-28Listed for sale$165,000

For Sale by Agent

AgentTeri Bowker

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